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A comparison to Waymo’s auto liability insurance claims at 25M miles

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Re: A comparison to Waymo’s auto liability insurance claims at 25M miles

#31

Post by epolanski »

wiz21c wrote: post #3

So one day my car insurance company will tell me: "you have to pay us more because you are driving yourself".

It's already borderline happening with the satellite supervision.

Here in Italy insurance is 20% more expensive at the very least and the gap is widening if you don't put a tracking device on your car which checks position, speed, etc.

I have a hard time justifying why one would not want it (besides privacy), all people that complain about it are people that regularly drive above the speed limit or pull dangerous overtaking maneuvers.

Re: A comparison to Waymo’s auto liability insurance claims at 25M miles

#32

Post by zurfer »

sebstefan wrote: post #24

I can't trust that number if it comes from Waymo.com. I'd need to see it from an independant third party who has no interest having their finger on the scale

The authors are from:

a Swiss Reinsurance Company, Ltd, Switzerland

b Zardini Lab (research affiliate), Massachusetts Institute of Technology, USA

c Autonomous Systems Laboratory (research affiliate), Stanford University, USA

d Waymo LLC, USA

e Casualty Actuarial Society, USA

Re: A comparison to Waymo’s auto liability insurance claims at 25M miles

#33

Post by fxwin »

palata wrote: post #28
JumpCrisscross wrote: post #5

Earlier quoted context omitted.

> one day my car insurance company will tell me: "you have to pay us more because you are driving yourself" As it should. You’re objectively higher risk, particularly if you’ve ever been at fault for a crash or gotten a ticket.

You're "objectively" higher risk, based on a study by the company building the autopilot, right? How objective is that?

Obviously the assumption is that "one day" we have systems that outperform human drivers + reliable data on said systems.

Re: A comparison to Waymo’s auto liability insurance claims at 25M miles

#34

Post by amelius »

zurfer wrote: post #25

It seems like they compared apples to apples. Which make that an exciting result! “The benchmark was calibrated using both mileage (driving exposure) and residence zip-code (geographic region). Specifically, only the claims associated with vehicles registered to addresses (i.e., where the insured resides) within Waymo’s operating zip codes in San Francisco, the Phoenix metropolitan region, Los Angeles, and Austin wer…

> It seems like they compared apples to apples. Which make that an exciting result!

I'd want to compare to our best drivers (e.g. ambulance drivers), not average drivers.

Re: A comparison to Waymo’s auto liability insurance claims at 25M miles

#36

Post by kolinko »

palata wrote: post #28
JumpCrisscross wrote: post #5

Earlier quoted context omitted.

> one day my car insurance company will tell me: "you have to pay us more because you are driving yourself" As it should. You’re objectively higher risk, particularly if you’ve ever been at fault for a crash or gotten a ticket.

You're "objectively" higher risk, based on a study by the company building the autopilot, right? How objective is that?

That's ad hominem. The only question is whether the research is correct, and the data is true.

Having said that, with time we will have more independent studies.

Re: A comparison to Waymo’s auto liability insurance claims at 25M miles

#37

Post by mulmen »

impoppy wrote: post #16

How did Waymo do this? As far as I know, replacing drivers with an AI was the goal of ever-money-losing Uber and Lyft, however, Waymo managed to get to this much sooner while having less funds.

> How did Waymo do this?

Waymo (January 2009) is older than Uber (March 2009) and has always been part of Google/Alphabet. So to answer your question they did it with enormous amounts of time, money, and talent.

Re: A comparison to Waymo’s auto liability insurance claims at 25M miles

#38

Post by bertil »

impoppy wrote: post #16

How did Waymo do this? As far as I know, replacing drivers with an AI was the goal of ever-money-losing Uber and Lyft, however, Waymo managed to get to this much sooner while having less funds.

I suspect good technical decisions were made early by Levandowski (who has more to his name than good decisions—including a new religion).

Re: A comparison to Waymo’s auto liability insurance claims at 25M miles

#39

Post by mulmen »

amelius wrote: post #34
zurfer wrote: post #25

It seems like they compared apples to apples. Which make that an exciting result! “The benchmark was calibrated using both mileage (driving exposure) and residence zip-code (geographic region). Specifically, only the claims associated with vehicles registered to addresses (i.e., where the insured resides) within Waymo’s operating zip codes in San Francisco, the Phoenix metropolitan region, Los Angeles, and Austin wer…

> It seems like they compared apples to apples. Which make that an exciting result! I'd want to compare to our best drivers (e.g. ambulance drivers), not average drivers.

> I'd want to compare to our best drivers (e.g. ambulance drivers), not average drivers.

Why? As long as it is better than the median driver the roads are safer.

Re: A comparison to Waymo’s auto liability insurance claims at 25M miles

#40

Post by kmarc »

wiz21c wrote: post #3

So one day my car insurance company will tell me: "you have to pay us more because you are driving yourself".

My favorite brain picker question:

What year would the EU* ban human driven cars on public roads?

That's it. Million different opinions ranging from "never" to "within a couple decades for sure", weak, strong opinions, and of course many interesting topics to branch out into.

*: sometimes I ask with US, or particular countries, it doesn't really matter for the sake of conversation.

Fun fact: people working in automotive tend to say within this century, people who like and owned many cars say never :-)

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