I often encounter the opposite. I would have a complex problem that I can legitimately solve by something reasonably simple yet I don’t posses the expertise on. Asking how to do Y, I need to spend an godawful amount of time wasting to convince people that no, it really is not an XY problem, and could we just focus on the literal problem description, which you could answer in like 3 minutes, instead of you trying to s…
I feel like a lot of things in tech have become --- for lack of a better word -- memes, that people trot out to make themselves appear smart. The XY Problem is one of them. Sometimes we have actually thoroughly explored our problem space and know what we need to do, just not how to do it! But someone else seems to think they're going to get Cleverness Points by uselessly derailing the discussion.