I've had a lot of really strange bugs and data loss with my current build (Ryzen with Gskill memory). After running a memtest for 24h i finally saw that two of the four ram sticks were faulty (two bit flips on each only rarely and on a specific test). The company changed them but now a year later without any issues I have another one that failed in exactly the same way. This is the last time I build a non-ECC system…
PSU is something I never cheap out on. Always pays for itself in the end. A bad PSU can kill your whole system.