Earlier quoted context omitted.
Blows my mind that that's legal. If they lock your account they should be obliged to still show a form to withdraw to a bank account you own.
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Just the other day when I tried to withdraw from a certain payment processor, which I've done 100s of times and is always instant, but it took 3 days because they were "validating it" (which makes no sense, it's a withdrawal to my own bank account), and I needed that money at that very moment, not 3 days later.
The only forms of money that I know for a certainty I can move at a moments notice are cash and crypto. Anything else I don't really own it.