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Visa's marketing opt-out has been down for over a week. Is this a legal issue?

marketingreportoptout.visa.com

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Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#31

Post by whathappenedto »

When I tried to get my annual credit report, I find that the credit agencies constantly have trouble validating my identify online even though I have one of the simplest reports. A single same address for decades, no loans, paid off every month.

They randomly will say that I can't be verified, and I need to snail mail them copies of a bunch of identifying documents to get my credit report. I imagine this is a common issue, and somehow still satisfies their requirement to offer the annual credit report online.

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#32

Post by 1270018080 »

azinman2 wrote: post #25
docflabby wrote: post #4

Nah cos big corps just do what they want with no penalties unless they piss off enough people that the politicans feel like they need to make a point.. ...we're well into gangster capitalism now

You say gangster capitalism. I also hear late stage capitalism and other such modifiers being thrown around a lot. When has power ever been limited? Certainly not in any communist society that’s existed so far, nor under feudalism, or even earlier capitalist societies to my knowledge (did the Roman’s not have this problem?).

Maybe it's usually not limited throughout history, but our current particular flavor of collapse is late stage capitalism.

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#33

Post by markstos »

IANAL, but if the page is used to opt-out of marketing emails, then yes, Visa is in violation the US CAN-SPAM act, which requires promptly processing opt-out requests.

https://www.ftc.gov/business-guidance/resources/can-spam-act...

As long as the opt-out page is broken, they should not be sending out marketing emails and could be open to a class-action lawsuit from people they email with no ability to opt-out.

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#34

Post by sillyquiet »

azinman2 wrote: post #25
docflabby wrote: post #4

Nah cos big corps just do what they want with no penalties unless they piss off enough people that the politicans feel like they need to make a point.. ...we're well into gangster capitalism now

You say gangster capitalism. I also hear late stage capitalism and other such modifiers being thrown around a lot. When has power ever been limited? Certainly not in any communist society that’s existed so far, nor under feudalism, or even earlier capitalist societies to my knowledge (did the Roman’s not have this problem?).

Right? These are just re-treads of the 'rich, powerful, and influential face fewer consequences for misdeeds' that has been a factor of human life since probably forever. Other economic systems have so far not proven themselves immune to this.

I won't go so far as to say that capitalism has more controls to mitigate this effect, since I think there is a fair point to be made that we do need to start checking the power of corporations, and those controls have not so far presented themselves without assuming government intervention.

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#35

Post by revscat »

encryptluks2 wrote: post #19
gordon_freeman wrote: post #6

Earlier quoted context omitted.

or enough people or someone "influential" start to complain on social media and it gets enough traction.

Quoted post unavailable.

I echo the sibling comment on asking for an explanation as to why you feel that this is a bad thing. Are you American? If so, would you rather the government not make their case to influencers?

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#37

Post by encryptluks2 »

cryo78 wrote: post #23
encryptluks2 wrote: post #19

Earlier quoted context omitted.

Quoted post unavailable.

Why do you believe that everything the government does is nefarious? If you really believe your government is after you and everyone else you can try to change it or leave the country. The one option that doesn’t change anything is posting unrelated comments on the web. How is the government informing people bad? Are schools bad? Universities?

No post body was provided.

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#38

Post by azinman2 »

sillyquiet wrote: post #34
azinman2 wrote: post #25

Earlier quoted context omitted.

You say gangster capitalism. I also hear late stage capitalism and other such modifiers being thrown around a lot. When has power ever been limited? Certainly not in any communist society that’s existed so far, nor under feudalism, or even earlier capitalist societies to my knowledge (did the Roman’s not have this problem?).

Right? These are just re-treads of the 'rich, powerful, and influential face fewer consequences for misdeeds' that has been a factor of human life since probably forever. Other economic systems have so far not proven themselves immune to this. I won't go so far as to say that capitalism has more controls to mitigate this effect, since I think there is a fair point to be made that we do need to start checking the powe…

I think the idea behind a robust capitalist society is that there would be government intervention required, otherwise you have trust issues.

In fact, I'd argue capitalism is generally better tuned for this because it decentralizes power. It's much easier for the government to regulate someone else than to regulate itself.

Now if we could solve campaign finance issues, then corruption would be dramatically lessened.

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#39

Post by colejohnson66 »

LeifCarrotson wrote: post #29
ksenzee wrote: post #17

Earlier quoted context omitted.

Er, how often do you visit? We've had widespread chip-reading terminals in the US for almost a decade.

The ones which are widespread are just "chip-and-choice", where you can use the chip and sign a paper receipt. They usually come with a magstripe backup...the chip is just used to read the card number instead of the magstripe. Pretty worthless. True chip-and-pin cards and terminals will generate a cryptogram that authenticates the individual transaction. You type in the PIN code, and only then will the terminal commu…

Is there a difference in the user experience? Because everywhere I use my debit card, I can’t take it out unless I enter my pin first. I’d assume that means it’s actually communicating with the chip. And even then it takes a few seconds.

The magstripe is there for old POS systems and the off chance the chip can’t be used (dirty contacts), but the reader has to allow you to use the strip. And that only happens after multiple (about 3) failures.

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#40

Post by encryptluks2 »

revscat wrote: post #35
encryptluks2 wrote: post #19

Earlier quoted context omitted.

Quoted post unavailable.

I echo the sibling comment on asking for an explanation as to why you feel that this is a bad thing. Are you American? If so, would you rather the government not make their case to influencers?

Yes I would rather the government not use social media influencers to try to change public opinion on matters. They shouldn't be performing PsyOps on their own citizens.
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