EDIT: removed so as to not hijack another announcement. Was not the intention, just wanted to offer something people thought was useful.
Stripe: instant payment processing for developers
31–40 of 369 posts
Re: Stripe: instant payment processing for developers
#32This looks really, really nice. Support for Canada would be wonderful and pretty much essential for me to be able to use it. The other thing I'm wondering about is ACH payments - will Stripe handle those; if not, is it planned? Also, would Stripe be suitable for a card-holder present situation, e.g. if you wanted to use it for web-based point of sale software?
We don't handle direct transfers between two ACH accounts yet, but it's something we're thinking about and planning for down the road.
As for point of sale applications, Stripe isn't really optimized for that. Have you checked out Square?
Re: Stripe: instant payment processing for developers
#33Interesting. Is there an end-to-end demo from the user's perspective? Do the users know they are storing the CC info on Stripe? Or they think my site handles everything and is responsible for everything (privacy, etc)?
Re: Stripe: instant payment processing for developers
#34[deleted]
Another difference: Samurai's front page is far more confusing.
Re: Stripe: instant payment processing for developers
#35"You don't need a merchant account or gateway." That's a killer feature right there. I've been considering using Braintree for a project, but seeing this is really making me reconsider.
Braintree also acts as your merchant account though, right? I'm really excited to learn more about Stripe, but I have Braintree implemented in one application and have had a good experience. For future apps, why choose Stripe over Braintree?
They do, but you have to pay extra for all that. Stripe's pricing is simple enough for my small mind to comprehend without needing a spreadsheet.
Re: Stripe: instant payment processing for developers
#36Wondering when it will work in Canada? Also, how does it work "without merchant account or gateway" ?
Will also be waiting for Canada.
Re: Stripe: instant payment processing for developers
#37I'm guessing that the target audience is solo developers that don't qualify for the volume discounts that every other payments vendor/gateway offers.
As lovely as this API looks, not offering a volume discount is a complete dealbreaker for my business. There's no way I could justify eating an extra ~1% per transaction just so my API integration goes more smoothly and I don't have to deal with the headaches of a merchant account (and while I would call that process anything but smooth, I don't seem to have the awful experiences of some of the commenters here -- just chance, I guess).
The cost/benefit to a business that does any significant volume online just isn't there for this.
Re: Stripe: instant payment processing for developers
#38I was very excited reading their faq until I realized it's US only service.
Can't wait to see you guys expand internationally. Best of luck.
Re: Stripe: instant payment processing for developers
#39This looks really, really nice. Support for Canada would be wonderful and pretty much essential for me to be able to use it. The other thing I'm wondering about is ACH payments - will Stripe handle those; if not, is it planned? Also, would Stripe be suitable for a card-holder present situation, e.g. if you wanted to use it for web-based point of sale software?
I asked them on their live chat, and apparently at this time, they have no timeline but they're saying Canada is top on their list for expansion.
Re: Stripe: instant payment processing for developers
#40Earlier quoted context omitted.
Braintree also acts as your merchant account though, right? I'm really excited to learn more about Stripe, but I have Braintree implemented in one application and have had a good experience. For future apps, why choose Stripe over Braintree?
They do, but you have to pay extra for all that. Stripe's pricing is simple enough for my small mind to comprehend without needing a spreadsheet.
That's a strong sell even after sign-up actually. We're trying to sort through Braintree charges right now and it is pretty painful...