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Show HN: I made a simulator for personal finance and financial independence

projectifi.io

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Re: Show HN: I made a simulator for personal finance and financial independence

#31

Post by scubakid »

sct202 wrote: post #28

I remember your site from the earlier thread, and the experience is so much smoother now. I'm definitely going to start sharing it out since it seems like a very usable tool. I like how you broke out the different types of investments because a lot of other tools tend to have awkward configurations. The only other feedback I have is for the pricing screens to upgrade if you could list the payment options paypal, etc…

Thanks! Really glad to hear you enjoy the improvements. I spent a lot of time thinking about the data modeling and visualization aspects, so I'm happy you find the configuration here less awkward.

Re: Show HN: I made a simulator for personal finance and financial independence

#32

Post by ne9xt »

May I also add that I really appreciate your plain english privacy summary. The first thing that I think about when using a tool like this how my data can be used without my permission for various nefarious purposes. I do appreciate your effort to leave things client side and to save/load data from the client as well.

Re: Show HN: I made a simulator for personal finance and financial independence

#34

Post by scubakid »

dalyons wrote: post #27

I actually have a draft open in gmail that i was meaning to send to you, so ill post it here instead :) I saw your initial release of this many months ago, tried it out, was like, ok thats kinda cool, put it down. But then recently i needed to do some serious life financial planning, remembered your tool, searched for the HN post and gave it a real go.... and WOW. Im so impressed. It does exactly what i need; give me…

Thanks! It started out as something I knew I wanted for my own planning purposes, as well as friends and family, and it's awesome to hear that it's a tool you too can imagine coming back to when you consider new life plans and decisions. I aim to keep evolving it over time, and I'll be happy to take a look at those UI/UX suggestions you have.

Re: Show HN: I made a simulator for personal finance and financial independence

#36

Post by scubakid »

ne9xt wrote: post #32

May I also add that I really appreciate your plain english privacy summary. The first thing that I think about when using a tool like this how my data can be used without my permission for various nefarious purposes. I do appreciate your effort to leave things client side and to save/load data from the client as well.

Sure thing! From the beginning I set out to be as respectful as possible of people's data, but I gathered from the last HN post that I needed to improve some of the communication on that. Hopefully the summary helps, as well as some of the new data storage options for subscribers.

Re: Show HN: I made a simulator for personal finance and financial independence

#38

Post by pilom »

This is really pretty but I personally appreciate the onboarding speed of cfiresim.com much more. Way easier to save multiple models and I can actually understand what the graph is telling me a little easier. I'll be honest, if I'd never seen one of these graphs before I doubt I'd understand the mobile version of yours. No idea what the different colors mean or what all the icons refer to.

Re: Show HN: I made a simulator for personal finance and financial independence

#39

Post by scubakid »

esseti wrote: post #35

would be good to have a plan comparison (e.g. rent vs buying house). PS: how should I setup a morgage in the system

You should be able to set up one plan where you rent, then clone that plan and make some changes to add a house, and flip back and forth between the two plans to see the differences. Or, another way to do it is to make a single plan for renting but then add a house asset to it configured to cancel rent expenses when in effect, which you can toggle on and off by clicking the icon. When you add a house to a plan, it should ask you whether you'll be paying in full or financing it. If the latter, then it should provide options for interest rate, down payment, monthly payment, and such.

Re: Show HN: I made a simulator for personal finance and financial independence

#40

Post by michaelml »

This is something that I would be interested in, but you are asking for too much without giving anything back. You are essentially asking me to put my entire budget as well as future plans into your site before giving me anything interesting.

I am estimating it would take > 15 minutes to fill out everything you want, and there is no way I am making that investment into a random website without some token of return.

Please consider giving general projections after only a few questions and then allowing the user to refine it by adding more details if they are interested.

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