How much of your annual $100-$500 membership dues are you waiving in the light of the difficulties you explain your membership as facing in these dire times? Screw copyright and screw this rent-seeking noise. Self-publishing is rapidly becoming the norm, and who knew - authors are seeing way higher returns on it. Copying e-books incurs no material cost and therefore charging for it is not justifiable.
Writing is also a great way to meet interesting people and expand a personal network. Whenever I meet someone who has an interesting job and/or interests, I almost always suggest that they write at least one book.