All the ways congestion controls are implemented on the web lead to a cognitively infantilizing UX, privacy violations, and even "skynet" enabling[1] (hyperbolic but nothing stopping it from happening). "Are you really human? What's: 3 x 9" "Can you click on images of buses?, hmmmm don't believe you're human still, can you click images of stores, hmmm now bikes, hmmm now vehicles, oh I didn't mean all vehicles I just…
It doesn't do anything for people who don't want their services used by bad actors, which is increasingly the case these days - see all the people concerned about privacy and how big tech companies use their data. It's not going to help for anything social where you are trying to promote pro-social usage and discourage anti-social usage, however you define it.
Those concerns inevitably lead to things like "know your customer" and supply-chain policing. You can still build nice services, but not anonymous ones.
The issues are pretty much the same as TOR. Some people are willing to run TOR nodes because the good outweighs the bad, others get squeamish about child pornography and say: no thanks.
And that's why it's an API. If the "have I been owned" database were harmless and there were no concerns about bad actors, it would be a torrent, not a service.