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Strongest earthquake in years rattles Southern California

latimes.com

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Re: Strongest earthquake in years rattles Southern California

#31

Post by Rebelgecko »

Zafira wrote: post #11
cgoecknerwald wrote: post #5

"Only 10 percent of California's 7 million plus homeowners have earthquake insurance – and the number has dropped by more than half since the deadly quake" (2014) You can get an estimate for an earthquake insurance policy with the California Earthquake Authority. [1] https://www.nbcnews.com/news/investigations/why-do-so-few-ca... [2] https://www.earthquakeauthority.com/

I understand why people keep bring up earthquake insurance, but it's not that many of us haven't considered it. It can be expensive to the extent that you are better off reinforcing your home rather than spending any money on said insurance. "The expensive deductible related to earthquake insurance are sometimes as high as 15% of the value of the home, which has many homeowners giving the insurance a second thought."…

When I looked into it, adding on earthquake insurance would cost more than my regular homeowners insurance, and like you said would still have a huge deductible without even covering most of my belongings

Re: Strongest earthquake in years rattles Southern California

#33

Post by Rebelgecko »

etxm wrote: post #23

I saw a picture of a pinot that fell off a shelf and broke.

This liquor store got pretty messed up: https://twitter.com/zomo_abd/status/1146843583988658176

edit: someone posted this a few seconds before me but i'll leave it up for posterity

Re: Strongest earthquake in years rattles Southern California

#36

Post by Stratoscope »

tanderson92 wrote: post #10
cgoecknerwald wrote: post #2

I felt this (near Caltech, Pasadena). I spent the entire duration trying to figure out what was shaking my desk. I hope this doesn't trigger anything larger. Does anybody know if this was close enough to the fault line to possibly affect anything? EDIT: I see they have updated the article to a 1 in 20 chance. [1] https://earthquake.usgs.gov/earthquakes/map/ [2] https://earthquake.usgs.gov/earthquakes/eventpage/ci3844…

I was only a few miles away in San Gabriel and did not feel a thing; I wonder if the SGV blocked any of the waves. Wish I had come to campus early today to feel that one.

For anyone wondering, SGV refers to the San Gabriel Valley. (Correct me if I got it wrong.)

Re: Strongest earthquake in years rattles Southern California

#37

Post by pkaye »

ngold wrote: post #20
eof wrote: post #14

Earlier quoted context omitted.

I think the lack of damage from this shows a high degree of preparation. This same earthquake 50 years ago would have likely been much worse.

I was in Los Gatos for the epicenter of the 89 quake that was 6.7 I believe. It was pretty bad. It looks like this was handled much better.

I was living in east bay during that time and just returned home from school. When the earthquake hit I could see the road create waves like a flipped rug. Fortunately no damage to our house.

Re: Strongest earthquake in years rattles Southern California

#39

Post by classichasclass »

dmckeon wrote: post #6

Luckily, this was far from population centers - epicenter about 10 miles from Ridgecrest, a town of 30,000 people just south of Naval Air Weapons Station China Lake, and just east of US 395, about 80 miles east of Bakersfield. Informative USGS links include: https://earthquake.usgs.gov/earthquakes/eventpage/ci38443183... Select "View Neaby Seismicity" to see the 47+ recent quakes in this area.

It was pretty close to Trona. Having driven through Trona, life sucks in Trona and today it sucked a lot worse.

Lots of shaking here in the greater LA foothills, but no damage (though this house does have earthquake insurance).

Re: Strongest earthquake in years rattles Southern California

#40

Post by indemnity »

TimTheTinker wrote: post #12
cgoecknerwald wrote: post #5

"Only 10 percent of California's 7 million plus homeowners have earthquake insurance – and the number has dropped by more than half since the deadly quake" (2014) You can get an estimate for an earthquake insurance policy with the California Earthquake Authority. [1] https://www.nbcnews.com/news/investigations/why-do-so-few-ca... [2] https://www.earthquakeauthority.com/

I'm not clear how a CEA policy makes financial sense for a standard single-family, owner-occupied house. The only affordable plans have massive deductibles and only partial cost coverage. If "the big one" hits, it's likely that: (a) CEA will quickly run out of money and I won't be covered anyway. (b) The whole community will be ruined so assuming all of my family is still alive we'd best move somewhere else anyway (a…

Different country, but for the Christchurch earthquake in 2011:

- our equivalent of CEA (EQC) did indeed run out of money, although it’s mostly reinsurance and govt backed

- insurance companies went under, because even for a small city (400k), costs ran to $40 billion

- it’s now very very expensive to get earthquake coverage, in some parts of the country you are paying multiples of what less earthquake prone parts of the country pay, so people don’t bother. so they’ll lose everything next time, and we’ll foot the bill as a country

Scale of California probably means amplification if these effects, hundreds of billions in losses.

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