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Cancer Complications: Confusing Bills, Maddening Errors And Endless Phone Calls

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31–40 of 369 posts

Re: Cancer Complications: Confusing Bills, Maddening Errors And Endless Phone Calls

#31
post #5

More than 42% of 9.5M people with cancer drained life's assets within 2 years in the US .

Important distinction. Most western countries don't bankrupt you for getting old or sick. Oh boy, did i say something which wasn't Pro-'Merica?

To be fair, the US does have social security and medicare which gives out checks and healthcare to people 65 or older.

Re: Cancer Complications: Confusing Bills, Maddening Errors And Endless Phone Calls

#32

It's such an absurd expense that I wonder if I get diagnosed with cancer, I would just deny treatment, accept death, and hand my assets to loved ones. Not sure if anyone else thinks the same way.

I don't think anyone can think about it realistically until they are in that situation. How much is another year of your life worth to you? And to your loved ones for that matter? (assuming we're talking terminal cancer here, which it might not be)

I have family that suffered from cancer and spent a good lot of money prolonging their life by about eighteen months. They were not pleasant months, but I don't think for a second that the family would have preferred to take the lump sum instead.

In short, every decision is horrible.

Re: Cancer Complications: Confusing Bills, Maddening Errors And Endless Phone Calls

#33
At what point do we become so outraged that people are being killed for profit that we actually change things? Our culture is so obscene. We need to change our attitude on egregious wealth from admiration to disgust. When you see a mansion, you should see the trampling of lives for exorbitant luxury; when you see a million dollar car, you should see children going hungry; but what you really see is something you can be someday, that you may one day be that big shot everyone admires, you don't see the suffering this culture brings. And in the end, it robs you from what is important and good in life: loving others. So this greed is not only destructive to the world, it is also destructive to your experience of life.

Re: Cancer Complications: Confusing Bills, Maddening Errors And Endless Phone Calls

#34
In Australia the Leftist government of Gough Whitlam introduced health-coverage-for-all in 1975 with a scheme called Medibank. In 1984 after a couple of governments, Bob Hawke's Leftist government created the Medicare scheme (Medibank became a government provider of private health insurance), which exists to this day.

The most interesting stat I ever heard about Medicare was this: prior to Medicare the number one cause of personal bankruptcy in Australia was medical bills.

So I'm with Bernie on this: health coverage for all is an incredibly important goal.

While we're at it, let's end the monopoly given to drug companies on the sale of pharmaceuticals in the US. You should be able to legally import them from, at the very least, any NAFTA country and any EU member.

Re: Cancer Complications: Confusing Bills, Maddening Errors And Endless Phone Calls

#35

This makes me so angry at doctors.

How are these costs the fault of the doctors? I would think the largest blame goes to the insurances and drug makers making billions in profit. At least the drug makers are making something but the insurances are just pooling money and taking of the top for doing almost nothing.

Insurance costs are insane, but prices for treatment are also ridiculously insane.

Re: Cancer Complications: Confusing Bills, Maddening Errors And Endless Phone Calls

#37
post #5

More than 42% of 9.5M people with cancer drained life's assets within 2 years in the US .

Important distinction. Most western countries don't bankrupt you for getting old or sick. Oh boy, did i say something which wasn't Pro-'Merica?

I live in the Netherlands, if I would get cancer my contracting income would go to zero, I would have to get a government mortgage to eat my home and after depleting all my assets I would get welfare of about €1000 per month. Bye-bye retirement.

The upside is that my healthcare expense would drop from about €5000 per year to €500 pear year.

Re: Cancer Complications: Confusing Bills, Maddening Errors And Endless Phone Calls

#38
post #5

More than 42% of 9.5M people with cancer drained life's assets within 2 years in the US .

Important distinction. Most western countries don't bankrupt you for getting old or sick. Oh boy, did i say something which wasn't Pro-'Merica?

I want to add that in most of western countries, the cancer treatment offered in USA won't even be considered due to the way they manage expenses. If they consider treatment not worth the years of life added, they just skip them.

https://www.forbes.com/sites/quora/2017/06/13/why-the-us-has...

Re: Cancer Complications: Confusing Bills, Maddening Errors And Endless Phone Calls

#39

This makes me so angry at doctors.

How are these costs the fault of the doctors? I would think the largest blame goes to the insurances and drug makers making billions in profit. At least the drug makers are making something but the insurances are just pooling money and taking of the top for doing almost nothing.

Dude insurance companies compete with one another. IF they could they would offer a service that has no hidden fees and is cheap because it would put them at a competitive advantage. Who wouldn't buy from insurance that offers this. They'd make big money if they can do this.

They don't do this because they can't. Insurance isn't the root of the problem they are only a symptom of it. The root of the problem is medical bills. Doctors.

Re: Cancer Complications: Confusing Bills, Maddening Errors And Endless Phone Calls

#40

This is honestly one of the things that most stresses me out as I get older. I don't use my insurance much now because I'm pretty healthy, but I know my cancer risk will just go up over time. I've considered that if something like this ever did happen, I'd move to Lithuania and do it there paying in cash over trying to do it in the US system. Universal health care can't come fast enough.

When you get old you presumably qualify for Medicare.
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