Earlier quoted context omitted.
> ... Stanford Hospital ... The times I’ve used them, the original bill was so outrageous I fumed for days. Insurance paid ~$15K and they billed me for my entire OOP max for the year ($7,500) for a service that cost about $400 tops to provide. Contested the bill and they do a medical review of the coding. They had billed as “intensive care” the administration of a single shot and a standard blood count. They actually…
I was pointing out that grandparent didn't shop around. Convenience always has a cost. And in US, it's always worth asking for the uninsured price too. When you don't use your insurance, the medical providers compete against themselves and you get market price. Of course, insurance tries very hard to prevent you from bypassing them.
And they appear to know it, so don’t treat the bill as some final price, it’s actually just the first round offer to take advantage of people who don’t have the time or inclination to fight it.