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Ready-made Stripe Checkout for freelancers

wirize.com

31–40 of 72 posts

Re: Ready-made Stripe Checkout for freelancers

#31
post #28

Cool! I found the bank Azlo through Stripe Atlas's new LLC system, and it looks like they support invoices with Stripe payments just like this for freelancers.

Does the LLC version of Atlas give you an account with Azlo instead of SVB?

According to Patio11 on a previous thread - yes:

https://news.ycombinator.com/item?id=16960480

Re: Ready-made Stripe Checkout for freelancers

#32
post #17

Earlier quoted context omitted.

Do you have figures to back up this claim? I understand for regular procurement the importance of cost saving. But in product development paying everything with bank transfers rather than with corporate cards sounds like a ballache.

It is dramatically easier to send someone a bank transfer in Europe (and I'd imagine, the rest of the world) than it is in the US. All you need is the recipient's IBAN (and sometimes BIC, which is usually already in the IBAN), and boom, you can initiate a transfer from your bank to theirs, for free. It blows my mind that banks in the US still haven't figure out how to do this.

It blows my mind that you think it's a matter of "can't" over "don't want to"...

Re: Ready-made Stripe Checkout for freelancers

#33
post #6

These services that are layers on top of Stripe really rub me the wrong way. I’m sure it’s useful to many people who want to take credit card payments but don’t know how to code up a Stripe integration themselves, but I really dislike the idea of having another middle-man between the user and Stripe.

But note that, strictly speaking, Stripe itself is also a middle-man.

Re: Ready-made Stripe Checkout for freelancers

#34
post #8
post #6

These services that are layers on top of Stripe really rub me the wrong way. I’m sure it’s useful to many people who want to take credit card payments but don’t know how to code up a Stripe integration themselves, but I really dislike the idea of having another middle-man between the user and Stripe.

I agree, and they've also built this themselves for people who don't know how to embed/integrate it.

i don't know what kind of freelancer you are... but even a non-techie should be able to create their own checkout page using stripe tools. seriously, it is not hard

Re: Ready-made Stripe Checkout for freelancers

#35
post #30

Earlier quoted context omitted.

No cashbacks in Western Europe as far as I am aware. How do feel about shafting all your suppliers? Because that is about the sentiment here.

I really wish they would pass a law in North America allowing merchants to charge percentages based on card used. Credit cards have some great features: * buyer protection in case of fraud * delayed payment helps buyer cashflow * instant payment for merchant * no overhead fees compared to handling cash But, the extra percentage added for cashback is pure externality. Right now merchants' only option is declining a ca…

Why do we need a law to allow this? If there is a law that disallows it we would need to repeal that law. I am not aware of such a law though. I thought that merchants choose not to do this because it is seen as nickle-and-diming people, and they don't want the negative sentiment. Taking credit cards is just a cost of doing business. That said, lots of gas stations offer discounts for cash.

Re: Ready-made Stripe Checkout for freelancers

#36
post #22
post #21

I think it's fairly clear that judging by the comments, the design and use of the word "Stripe" make this seem like a Stripe product. You could well be infringing on their trademark.

"Connect your bank account to Wirize in just a few clicks (2-minute flow via Stripe)." This reads to me like it's based on Stripe. And in that case, I don't think it's incorrect to call it "Stripe Checkout." However, I would like this called out at the top of the linked page.

Stripe Checkout is the name of a product that Stripe offers.

Re: Ready-made Stripe Checkout for freelancers

#37
post #8

Earlier quoted context omitted.

I agree, and they've also built this themselves for people who don't know how to embed/integrate it.

i don't know what kind of freelancer you are... but even a non-techie should be able to create their own checkout page using stripe tools. seriously, it is not hard

And yet Stripe decided it was worth the effort to make this easier for people. I doubt they invested engineering hours into an offering that no one asked for or needed.

Re: Ready-made Stripe Checkout for freelancers

#38

"free till beta" I hate this stuff. Either make it free or let me pay you for it. What sucks is switching over to it because you think it's saving money, then having them change the fee structure and you have to switch back.

I've never seen that before, and it seems like an insult. If it's only free for a certain amount of time, it's not "totally free" AT ALL. Really rubs me the wrong way.

Re: Ready-made Stripe Checkout for freelancers

#39
post #14

Earlier quoted context omitted.

Do you have figures to back up this claim? I understand for regular procurement the importance of cost saving. But in product development paying everything with bank transfers rather than with corporate cards sounds like a ballache.

Even consumers hardly use credit cards in Germany. Only about 18% of payments are made with credit cards ( https://qz.com/262595/why-germans-pay-cash-for-almost-everyt... )

18% of payments are made with cards, not necessarily of the credit variety. Given the attitude to debt suggested by that article, I'd bet the majority of those card payments are debit card payments.

Re: Ready-made Stripe Checkout for freelancers

#40
post #30

Earlier quoted context omitted.

I really wish they would pass a law in North America allowing merchants to charge percentages based on card used. Credit cards have some great features: * buyer protection in case of fraud * delayed payment helps buyer cashflow * instant payment for merchant * no overhead fees compared to handling cash But, the extra percentage added for cashback is pure externality. Right now merchants' only option is declining a ca…

Why do we need a law to allow this? If there is a law that disallows it we would need to repeal that law. I am not aware of such a law though. I thought that merchants choose not to do this because it is seen as nickle-and-diming people, and they don't want the negative sentiment. Taking credit cards is just a cost of doing business. That said, lots of gas stations offer discounts for cash.

Here's a case in Canada: https://www.ctvnews.ca/mobile/business/merchants-may-soon-as...

Badically, credit card processing agreements prohibited fees. But as a matter of public interest a lawsuit was brought and fees were allowed. This is still quite recent so we haven't seen any effects.

"Just a cost of doing business" is the point. Europe saves 2% annually compared to our system. A 2% private tax is very large.

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