Earlier quoted context omitted.
That's more for acquihires.
discreditable's comment says that they were in fact acquired, although with a username like that who knows ;)
Plus they mentioned their "journey" twice. That's got to count for something :)
A Final Farewell
31–40 of 82 posts
Re: A Final Farewell
#32That's too bad. I loved using Final. I know Privacy [0] is one possible alternative, but it's debit based rather than credit based like Final is, and they require linking a bank account by username and password, which AFAIK makes you entirely liable for any fraudulent activity for the account, so that's a non-starter for me. Anyone aware of any other services that provide virtual cards like these? [0] https://privacy…
Early Final adopter here. I liked the product but wasn't able to differentiate between Final and other VCCs. Bank of America and Citibank offer virtual credit card creation which is very close to what Final does. Their UI is very clunky but does the trick without worrying about the liability part.
I was using Bank of America's ShopSafe system a decade ago. Remember all those "Get a free Xbox for completing these 12 free trial offers" scams?
Well, it turned out that some of them weren't necessarily scams, and there were whole forums dedicated to actually completing the offers, keeping proper documentation and claiming the prizes.
Most of the free trial offers validated your credit card for the initial free month, and then made it incredibly difficult to cancel the service. So I'd just sign up with a ShopSafe number that was valid for 1 month with a $1 limit.
Typically, instead of actually shipping you the Xbox or whatever the prize was, if you completed the offer they'd just send you a check. The year after I got out of college when I had plenty of free time, I managed to get about $1,200 thanks to those offers and ShopSafe.
It's not a feature I'd use enough to have it dictate my overall credit card choice, but I'd love it if more issuers added to their products.
Re: A Final Farewell
#33Earlier quoted context omitted.
my theory is that their main asset wasn't their consumers, or even that data, but their ability to be a card processor and issuer (like the big banks). I don't think there's very many of them, and the effort required to build that is very time consuming and expensive.
The footer of their pages says their cards are issued by First Bank & Trust, Brookings SD.
They have the ability to issue tokenized numbers, that's something that not everyone can do.
TBH, I'm not deeply involved in payments, but what they're doing is extremely unique and I could totally appreciate a larger company (such as a paypal competitor like stripe) wanting a piece of what they're doing.
Re: A Final Farewell
#34Earlier quoted context omitted.
The footer of their pages says their cards are issued by First Bank & Trust, Brookings SD.
They have the ability to issue tokenized numbers, that's something that not everyone can do. TBH, I'm not deeply involved in payments, but what they're doing is extremely unique and I could totally appreciate a larger company (such as a paypal competitor like stripe) wanting a piece of what they're doing.
Marqeta does this: https://www.marqeta.com/
Re: A Final Farewell
#35Thoughts on why this happened? I wish they were more forthcoming about the causes. This is the corporate equivalent of ghosting on your tinder date.
> ghosting on your tinder date
What does this mean? Apologies if it's something obvious I should know; I'm not cool anymore so this terminology escapes me. :)
Re: A Final Farewell
#36Thoughts on why this happened? I wish they were more forthcoming about the causes. This is the corporate equivalent of ghosting on your tinder date.
> ghosting on your tinder date What does this mean? Apologies if it's something obvious I should know; I'm not cool anymore so this terminology escapes me. :)
http://lmgtfy.com/?q=ghosting
The practice of ending a personal relationship with someone by suddenly and without explanation withdrawing from all communication.
Re: A Final Farewell
#37Thoughts on why this happened? I wish they were more forthcoming about the causes. This is the corporate equivalent of ghosting on your tinder date.
> ghosting on your tinder date What does this mean? Apologies if it's something obvious I should know; I'm not cool anymore so this terminology escapes me. :)
The phrase refers to when you are in the early stages of a relationship with someone you met online and stop sending any communication to them without notifying them beforehand.
The phrase is probably a bit hyperbolic here.
Re: A Final Farewell
#38Thoughts on why this happened? I wish they were more forthcoming about the causes. This is the corporate equivalent of ghosting on your tinder date.
> ghosting on your tinder date What does this mean? Apologies if it's something obvious I should know; I'm not cool anymore so this terminology escapes me. :)
"ghosting" just means ending all interaction without warning. not necessarily in the context of a relationship. one can ghost a job, a friend, or even someone selling things on craigslist.
"He ghosted me after finding out I have kids."
Re: A Final Farewell
#39Thoughts on why this happened? I wish they were more forthcoming about the causes. This is the corporate equivalent of ghosting on your tinder date.
> ghosting on your tinder date What does this mean? Apologies if it's something obvious I should know; I'm not cool anymore so this terminology escapes me. :)
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Re: A Final Farewell
#40Thoughts on why this happened? I wish they were more forthcoming about the causes. This is the corporate equivalent of ghosting on your tinder date.
> ghosting on your tinder date What does this mean? Apologies if it's something obvious I should know; I'm not cool anymore so this terminology escapes me. :)
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