Is an equifax username required?
Show HN: I'll mail Equifax your arbitration opt-out for free
31–40 of 92 posts
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#32Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#33Is an equifax username required?
Their ToS requires it, but doesn't specify what to do if you don't have one (since by my reading even submitting your info binds you to the arbitration clause). I've made it optional on the form.
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#34It's worth noting that the equifaxsecurity2017 website posted the following update yesterday: "NO WAIVER OF RIGHTS FOR THIS CYBER SECURITY INCIDENT In response to consumer inquiries, we have made it clear that the arbitration clause and class action waiver included in the Equifax and TrustedID Premier terms of use does not apply to this cybersecurity incident."
I don't know if thats legally binding.
But it's in CAPS...
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#35Thank you so much!
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#36It's worth noting that the equifaxsecurity2017 website posted the following update yesterday: "NO WAIVER OF RIGHTS FOR THIS CYBER SECURITY INCIDENT In response to consumer inquiries, we have made it clear that the arbitration clause and class action waiver included in the Equifax and TrustedID Premier terms of use does not apply to this cybersecurity incident."
Yep, I mention that in the "What's this all about" section. However, I don't know why anyone would want to give up their legal rights, especially to a company that has just proven that they can't keep your data secure.
Late to the party so I wondered about:
1. To confirm whether you were a victim of their "cyber security incident" you have to enter (6) digits of your SSN. Uh ... no.
2. We CAN still sign up for their one year credit-monitoring service and retain the right to legal action.
3. We should think about freezing our credit per FCC:
https://www.consumer.ftc.gov/articles/0497-credit-freeze-faq...
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#37Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#38Earlier quoted context omitted.
paulgb
if you can show me a blockchain that says the same thing I'll have 100% faith in all of you with 1+ confirmations.
Only if the web of trust:
a) eventually links to someone you personally know and trust
b) has not been compromised, intentionally or carelessly
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#39Thanks for taking the time to do this!
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#40It's worth noting that the equifaxsecurity2017 website posted the following update yesterday: "NO WAIVER OF RIGHTS FOR THIS CYBER SECURITY INCIDENT In response to consumer inquiries, we have made it clear that the arbitration clause and class action waiver included in the Equifax and TrustedID Premier terms of use does not apply to this cybersecurity incident."
Fortunately they publicly stated they would not apply these TOS in this case, and you can bet that will be held against them in court if they tried to mess about with this.