Live data from Hacker News

What happened to Mint?

fastcompany.com

291–300 of 456 posts

Re: What happened to Mint?

#291
post #149

I've been using Mint daily for 12 years. The #1 thing that I need from Mint is 100% reliable integrations so it can automatically pull all my data, which it no longer provides. I have been talking to their support for about a year asking to fix an integration with US's largest mortgage servicer. The #2 thing is reliable inference of transaction categories. That's also starting to wither. Categories are all over the p…

I 100% agree with this, as an active Mint user. The integrations lately are terrible. I have to reconnect most accounts almost weekly, and they usually still fail after that. It's incredibly frustrating.

Re: What happened to Mint?

#292
post #166

I'm currently trying out Copilot ( https://apps.apple.com/us/app/copilot-smart-budgets-bills/id... ) Love the fact that it is a paid app, so my data will not be monetized as a revenue model. Happy to pay for privacy.

"Love the fact that it is a paid app, so my data will not be monetized as a revenue model." They say no ads. They don't say they won't sell your data.

Under the heading: "Private and safe, like it should be."

"Copilot protects your information with bank-level security and has read-only access from your financial institutions. We treat your personal data like we’d want ours to be treated, which means never selling or sharing it with third parties. Ever."

Source: https://copilot.money

Re: What happened to Mint?

#293

Co-founder of a (yet to be launched) Mint competitor here [1]. One pattern I think we all see over and over again is when products get bought by a large company, they often lose their "soul" (and the original team). Both those things happened with Mint. Another important pattern I've seen is that products, in the long-term, morph to take the form of their revenue model. Many personal finance products are free, but ma…

Cogent Question: So are you saying you have a theory on how to build a business model here that continues to help people after they've gotten their budget sorted out?

Tangent:

Twice, I've had coworkers - developers, mind you - tell me in a meeting with the whole team that "We're not going to turn away money." Both times I was left speechless, and silently judging like mad.

Because if you really dig into what a statement like that says about their character, you're going to be very, very disappointed, possibly lose respect for them, and once you have no respect the temptation to say something unpleasant is much higher.

Which is not to say, "I'm surrounded by scoundrels." There's something systemic there. When we have to repeat back what we've said or how we've behaved it's often a lot easier to see that we're disappointed in ourselves. That this is not the person you want to be. You know someone who has done this to you, or rather, for you. You might even hate it a little bit at first but they've done you a huge favor. Eventually you see it.

Problem is, there's no incentive or even huge disincentives to try to do things like this in a business setting. I'm sure this has been playing out in slow motion at Google, if only for statistical reasons. It seems to happen most places.

Re: What happened to Mint?

#294
post #53

Co-founder of a (yet to be launched) Mint competitor here [1]. One pattern I think we all see over and over again is when products get bought by a large company, they often lose their "soul" (and the original team). Both those things happened with Mint. Another important pattern I've seen is that products, in the long-term, morph to take the form of their revenue model. Many personal finance products are free, but ma…

I gotta say, a Mint-that-doesn't-suck is something I could absolutely see myself paying $5 a month for, for the rest of my life. The core functionality is indispensable, but it's become so outdated, inefficient, and difficult to use that I'm champing at the bit to jump ship. I'm surprised it's taken this long for a serious competitor to emerge, given that it's been saturated with ads for at least half a decade and Pl…

It's old school, but I use Quicken. It works fine and it's less than $5/month.

Re: What happened to Mint?

#295
Mint is great for tracking my spending and plain numbers, but lacks a lot of features.

I use a Google Sheet to track my worth bi-annually. It's real easy to update and only doing it twice a year forces me to not micro-manage my money which reduces bad-decisions and stress.

Here's the template with some dummy data: https://docs.google.com/spreadsheets/d/1AKA3qM8T5PNbmXoW5XKY...

Re: What happened to Mint?

#296
post #262

I can't believe no one here has mentioned Buxfer (YC W07) yet! - https://www.buxfer.com/ I've tried a bunch of these apps and they're either too expensive, don't support multiple currencies (a deal-killer for me), or don't work well. I highly recommend them. The founders have kept it alive and even launched a much better account syncing feature in the last few months - I happily pay for their $5/month Pro account.

Honestly I couldn't get past the homepage. The UI looked horrible, and there are no screenshots of the app so I suspect its even worse. You should invest a bit more in your presentation

Re: What happened to Mint?

#297

Earlier quoted context omitted.

> 1. Allow people to enter transactions ahead of time and plan ahead This is such a no brainer. I tend to buy tickets to concerts/shows at times two months of time and I want to reflect that in that month's spending and not this months.

FYI - you can forward-date purchases in Mint by a few months. Just click on the transaction and then again on the date and modify.

You can’t manually enter transactions in the register though last I checked. That’s the essential thing - predictive cash flow.

Re: What happened to Mint?

#298

Co-founder of a (yet to be launched) Mint competitor here [1]. One pattern I think we all see over and over again is when products get bought by a large company, they often lose their "soul" (and the original team). Both those things happened with Mint. Another important pattern I've seen is that products, in the long-term, morph to take the form of their revenue model. Many personal finance products are free, but ma…

I have had an idea of how I would want to build a mint competitor, but I’m not up for the challenge. But I’d love to see yours. Can I get on the email list? My username at google’s free email service..

Re: What happened to Mint?

#299

Does anyone have suggestions on an alternative to Mint that simply aggregates data into a CSV / XLSX export across all of my accounts? I understand that Plaid's technology is designed to do this; I just wasn't sure if anyone had implemented it. For the record, I'd pay probably $10 - $20 per month for a service that does this with no privacy implications.

I just built an app that does this as part of its feature set - https://launch.getreconcile.com

Re: What happened to Mint?

#300
post #31

Earlier quoted context omitted.

Simple blew it when they removed check mailing and then lied about the reason.

What was the reason they actually removed it? The official answer seemed to be a vague hand-wavy "not many of you were using it and it's better if you use our other budgeting tool and write out a physical check anyway."

The writing out a physical check being better is a clear absurdity as opposed to having checks go out automatically for things like rent.

The real reason is that they charge for the paper checks, whereas the automated service was free, and so was a cost center for them.

If they had admitted that instead of trying to gaslight their customers I’d have respected them more.

Post reply on HN