Earlier quoted context omitted.
I consider myself pretty quick to detect scams, having worked in cybersecurity, though probably no quicker than the average HN commenter. And yet 15 years ago I fell for the “sell products that are no longer available” scam. There was a keyboard I really wanted but it was no longer being made. However, I found an online shop that had them in stock! I ordered, paid, got my confirmation, and waited about two weeks befo…
if you're in the US you can reverse the charge, whether debit or credit card, although with a debit card you'll have to be re-issued a new one. If enough people do chargebacks the payment processor will drop them because the ACH operator representing them will 100% fine the shit out of them if they don't. It's all contractual. My point is, if you want to put a dent in stuff like this, do a chargeback. Like a union, t…
if you review your monthly statement, the "risk" is the possible inconvenience of having your card replaced. I don't let it stop me from ordering my favorite takeout, but you do you.