Earlier quoted context omitted.
At this point I just ask a question, get an answer, and if I don't like the commentary, I just delete it. I post there under my real name, which means I either have to address or accept dumb/nit-picking criticism, which is a no-win situation. If the person who answers actually needs the points, I'll give that some consideration, but it seems like a lot of the time the solution is offered in the comments anyway. I don…
I have noticed answers in comments a lot too. It seems like some aspect of the gamification. One theory is that people don't want to put any straightforward answers in actual answers because they seem anything straightforward to be unworthy of an actual answer.
I've been yelled at for doing that on Stack Exchange sites other than SO.