Earlier quoted context omitted.
That you know of. All of this data is collected and made available if you are paying for things with a card. Hypothetically, insurance carriers could be seeing exactly what you buy, from where, and how often. If you have a gym membership (as shady as gyms are, it would not surprise me to learn they not only provide membership but attendance records as well), they can glean if you are active. blah blah, metadata is in…
Most people will gladly hand over this information to insurance companies in exchange for lower premiums.
Ins: In the last week, you've purchased 3 packages of Oreos, 2 cans of Crisco, 3lbs of 73% ground beef, no vegetables, lots of stuff with high sugar content, high salt content, and very little actual nutritional value. Therefore, we rank you in a high risk category (since you are clearly over 21 years old) based on the fact you also bought 1 carton of cigarettes and 2 cases of beer. Please enjoy your new higher insurance premium.