The "monitor you wear on your face" trope is simply inaccurate, and essentially a misunderstanding of the state of VR today.
I say this not to either criticize you or excuse the mistake by Oculus (they really needed to countersign their cert with a timestamp server), but to educate. These are non-obvious issues to people that don't follow the VR sector.
Monitors work without low-level drivers because their maturity (and lack of innovation) allows the hard stuff to be embedded in the operating system. VR is not at that state; it is emergent, and the capability stacks require additional integration into the OS. Vendors frequently add unique features, and will continue to do so for some time, making standardization difficult.
Even at its simplest level, a VR headset with 6 degrees of freedom is two monitors that must remain in absolute synchronization while also returning positional information to the CPU. This alone is enough to go beyond "standard monitor driver" functionality.
But there's much more. Here is a paste of a comment I made elsewhere:
Oculus (and Steam, via SteamVR) engineers a plethora of low-level code to reduce latency and add features. It's not just a monitor, but a whole set of SDKs, APIs, devices, and drivers.
For the Rift, the hand controllers are wireless input devices refreshing at 1,000Hz; the sensors (to know where you are in the room) are USB devices with tight 60 fps synchronization to LEDs on the headset; there is a custom audio stack with spacialized audio and ambisonic sound; video needs specialized warping to correct lens distortion, interpolate frames, and maintain a 90 fps image, etc.
Not to mention, the system creates a virtual monitor so you can see your 2D desktop while in VR. You can reach out and "grab" a window, rip it from the desktop and position it in your VR world. Pin it, and when you enter a game that window remains and is fully interactive with the Touch controllers emulating a mouse. Maybe you want to play Spotify in the background of a table tennis game, or be able to check a Discord screen while working through a puzzler, or watch YouTube videos while flying your ship in Elite:Dangerous. One guy set up a video feed from his baby monitor so he could watch his kid napping while in VR. This is obviously not a standard feature of the Windows compositor.
All this needs to work across AMD and Nvidia, in Unity, Unreal, or any custom game engine. It's not off-the-shelf driver stuff.
Not to mention, the premise that monitors don't have drivers is also mistaken. They may not be necessary, but they are available[1]. And, the decision to sign kernel drivers is not a poor choice by Oculus, but a mandate from Microsoft for Windows 10 build 1607 and above.[2] A cert is, indeed, necessary to function.
Hope that was informative.
[1] http://www.aocmonitorap.com/my/download_driver.php
[2] "Starting with new installations of Windows 10, version 1607, Windows will not load any new kernel mode drivers which are not signed by the Dev Portal." - https://docs.microsoft.com/en-us/windows-hardware/drivers/in...