271–280 of 396 posts
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Curious: What's the issue with Stripe? Also, in Europe you can look into GoCardless.
Also, in Europe you can just do a SEPA wire transfer. It's free with all reasonable banks, can be done from the online banking interface and takes only one business day.
I only ever use Paypal as a wrapper around credit card transactions for merchants I trust enough to purchase from, but not necessarily enough to handle my credit card information directly. I can't say I've ever had a problem using them that way.
Why do you care? It's easy to dispute credit card charges. Most banks will overnight you a new card if needed.
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Google Wallet is significantly lower friction than writing out and mobile-depositing a check, at least in my experience.
Last i checked the android app refuses to run on hardware without nfc, even for the features that don't require it. Maybe it's an option if you have the right phone, or if it lets you do payments on desktop. (haven't tried the latter)
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Not viable in the US, as others have pointed out. What we've got are Google Wallet, checks, and a variety of smaller services (Venmo, etc).
Isn't Venmo now owned by PayPal? Edit: Yes
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Not many people are big enough to sue PayPal, and if they are, they probably aren't using it.
Small claims court?
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Except juveniles can't commit a crime in the united states, so s/a criminal record/no criminal record/ and see how unfair you statements sounds > No, it would be like you're employer sacking you because you have no criminal record for anything serious but you had put 'No criminal record' on your CV/resume when you applied.
Juveniles get tried and sentenced as adults literally all the time in the US.
I only ever use Paypal as a wrapper around credit card transactions for merchants I trust enough to purchase from, but not necessarily enough to handle my credit card information directly. I can't say I've ever had a problem using them that way.
Why do you care? It's easy to dispute credit card charges. Most banks will overnight you a new card if needed.
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transferwise is a pretty cheap option for sending money between different countries.
World First and any number of money transfer companies. I am not sure why there seems to be a constant mention of Transferwise on HN. They are not even close to the only companies doing what they do. It almost feels like they monitor HN to find an opportunity to recommend it. I don't have anything against them but it is odd how they are the only company that seems to get mentioned in stories like these.
They are pretty clear on what it costs to send money, I spent a few seconds clicking around on World First and couldn't find the information that Transferwise has on the very opening page: if you send 1000 CAD then the receiver gets... The only thing I found on World First was "The interbank rate [...] is not our offered rate or an indication of price. Call us to find out more." Why would anyone need to call ? It's a horribly inefficient way to use my time.
Also it's really, really easy to use here in Canada where they make you log into your ebank with your credentials -- horrible security? well, that's what sofort does too -- and that's it. I never have used a simpler setup.
In other ways it is simple: when wiring money into Hungary I do not even need to bother with IBAN, local bank account numbers just work. That's how everyone banks there so no problems for the receiver to get hold of the magic numbers -- or for me to convert theirs.
So why we shouldn't recommend a system that is both ridiculously easy to use and cheaper than any alternatives at the same time? Yes, pick two out of easy, cheap and fast applies as in Transferwise is slower -- but it usually takes less than a week and SWIFT also takes a few business days and so I never really had a problem or complaint with the speed. If I had any complaints I wish it had a feature where you entered how much money the receiver gets and it calculates how much should you send.