Earlier quoted context omitted.
100K is the point where you have the illusion of financial freedom because you can purchase a BMW, buy a nice home in a bland cul-de-sac with a bunch of nameless white dudes, and it's not until you're in your 40s and you're in danger to losing the job to a robot or a whipper-snapper that you understand that kind of "freedom" is actually enslavement. You made the wrong choice because you wasted your life buying plasti…
the misrepresentation is your post is the word 'buy'. You don't buy when a bank owns it and expects you to pay monthly payments. You buy when you own. Is it a big deal to loose job at 45 when you own house and a car or two? It is, but not as much because you don't have the obligation to spend half your previous salary monthly on payments. Which takes us directly to this where the problem really is: debt.
Am I lucky to make a good salary that allows me to pay these things down? Absolutely. However, I'm also responsible for the choices I make. Many people make more than I do and don't save as much, many More people make less and drive cars that are twice as expensive as mine.