I don't want to downplay the importance of the problem, but it seems to me, that unfortunately the correct addressing of security concerns is rather an exception, than the norm on Linux desktop. Of course half of the your "ordinary apps" need home write permissions, whether they are installed via flatpak/snap or not. And most semi-technical desktop Linux users have some sort of ~/bin with a bunch of random scripts, a…
Last I installed something with windows it had full write access to my home directory and pretty much everything the user it was running as had access to. Is this no longer the case?