251–260 of 456 posts
Sorry for the shameless plug! Thought it would be appropriate to share my solution as it might help some of you out.
Co-founder of a (yet to be launched) Mint competitor here [1]. One pattern I think we all see over and over again is when products get bought by a large company, they often lose their "soul" (and the original team). Both those things happened with Mint. Another important pattern I've seen is that products, in the long-term, morph to take the form of their revenue model. Many personal finance products are free, but ma…
I’ve looked at a lot of budgeting apps. In order of priority, I want: 1. Don’t be evil (aka don’t be intuit) 2. Web based with some sane security (2fa, encryption at rest, etc) 3. The ability to sync transactions from my bank. 4. Budgeting/reporting. 5. Some sort of sane forecasting. You’ve got N months of data from a customer, why can’t you tell them in 6 months this account is expected to have $x in it? 6. Sane API…
One of my longest standing mint mysteries is how I alone was A/B tested into them trying to bum pizza off me: https://pbs.twimg.com/media/CSg_ZxLU8AAF96d?format=png&name=... I haven't been able to find any other confirmation that this was a thing outside the one time I saw it.
That sounds like a April Fool's joke. Or maybe they saw you are a billionaire pizza entrepreneur?
This is a solved problem in tech (OAuth, I think) so clearly there are perverse financial incentives (ie. my bank doesn't want to make it easy to me to export my data)
Does anyone know what would have to happen to make this possible? My bank is in Canada, if that matters.
Hey all, I noticed a bunch of folks talking about categorizing charges and the difficulties surrounding that. I've been working on an app that makes this a one-step process just by using Siri. Check it out here: https://launch.getreconcile.com/ Sorry for the shameless plug! Thought it would be appropriate to share my solution as it might help some of you out.
I've been using https://lunchmoney.app/ since it launched. On top of being one of the cleaner saas apps I use the developer has been super responsive whenever I've submitted feedback or feature requests. It's the first budgeting/expense tracking app I've ever actually stuck with which I attribute to the aforementioned "cleanness"/usability. Genuine +1 from me (and I'm not even including my referral link)
Does it ingest transaction data from all major credit cards like Mint can? It only says "banks" on the landing page.
Co-founder of a (yet to be launched) Mint competitor here [1]. One pattern I think we all see over and over again is when products get bought by a large company, they often lose their "soul" (and the original team). Both those things happened with Mint. Another important pattern I've seen is that products, in the long-term, morph to take the form of their revenue model. Many personal finance products are free, but ma…
1. Allow people to enter transactions ahead of time and plan ahead. I dropped Mint in favor of Quicken because no other tool allows me to properly plan ahead. But Quicken still lacks support for a number of financial institutions as well as stock options.
2. Please support stock options and non-public wealth tracking. Quicken has to be shoehorned into it, Personal Finance supports it but doesn’t allow you to plan ahead. You could do a lot here for people.
3. Have it be cross-platform. I wish I could edit Quicken transactions on my phone but I get this dumbed down synced version that is practically useless.
Put those three in and I’ll be one happy user.
Earlier quoted context omitted.
That makes a ton of sense to me. In some areas, I think our natural categories obscure human variation that's important from the product perspective. For example, task management software sounds like a coherent thing. But in practice, people think and work so differently that there will never be a solution that everybody loves. At least from personal experience, personal finance is the same way.
Meta: do you view a product through the customer's eyes or through the eyes of the person making it? That's been an important insight for me to understand. Describing something in terms of its features/how it works, you might say "photo sharing app". But this core feature could be wrapped, packaged, marketed, and described so many different ways: flickr, Instagram, Getty Images (!!), a scientific collaboration tool,…
With the caveat that this problem often persists even within the eyes of the customer. A lot of people would agree with the problem statement of, "I need something to help me keep track of what I have to do." But "I", "keep track of" and "what I have to do" varies widely in ways that the customer isn't aware of.
It's sort of like picking a place for a group of people to have dinner. A lot of people think they just want dinner until you say, "How about X" and then they realize their desires are much more specific.
Co-founder of a (yet to be launched) Mint competitor here [1]. One pattern I think we all see over and over again is when products get bought by a large company, they often lose their "soul" (and the original team). Both those things happened with Mint. Another important pattern I've seen is that products, in the long-term, morph to take the form of their revenue model. Many personal finance products are free, but ma…
I have a few requests for you: 1. Allow people to enter transactions ahead of time and plan ahead. I dropped Mint in favor of Quicken because no other tool allows me to properly plan ahead. But Quicken still lacks support for a number of financial institutions as well as stock options. 2. Please support stock options and non-public wealth tracking. Quicken has to be shoehorned into it, Personal Finance supports it bu…
This is such a no brainer. I tend to buy tickets to concerts/shows at times two months of time and I want to reflect that in that month's spending and not this months.