Earlier quoted context omitted.
I don't understand the tendency to fix markets by "organizing". I wish there was more of an attraction to work with the market. Just quit and work somewhere else. Spread your ideas and persuade others to do the same. It's a lot healthier in my opinion for all involved, not to mention the consumers of the product.
This opinion reflects a particular kind of career and living situation. If you rent and work in a field that has many options per city, and/or remote work, things are fine. I've heard it said that programming is an industry that favors lateral movement. On the other hand, if you own a house and the economy has tanked to where it's worth less than you owe on it, and you work for a large company that is a unique indust…
For those that have a particular lack of innate ability for making good decisions (for whatever reason), I would rather see the community have a sense of responsibility to work with them to provide assistance either proactively (to keep them out of trouble) or retroactively (to keep them afloat after disasters). Without the community approach, it seems like the alternative is to allow compromises to principles - in this case the temptation to manage the market. Theoretically that's not the end of the world, but in practice what I feel happens is that bad actors are hanging around these doors egging others to crack them open. And as soon as that happens, they rush in and take advantage of it.