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Stripe valued at $159B, 2025 annual letter

stripe.com

241–250 of 253 posts

Re: Stripe valued at $159B, 2025 annual letter

#241

Earlier quoted context omitted.

Stripe is reportedly proposing to buy PayPal.[1] [1] https://www.cnbc.com/2026/02/24/paypal-stock-stripe-acquisit...

I hope they'll execute this one well. Have been waiting for a wallet product from Stripe for a while, but maybe less juicy margins than on top of credit card fees?

They have Their Link.com product which integrates pretty seamlessly. It just doesn't store balances or anything akin to PayPal, Venmo, Cashapp, Apple Pay/Cash, etc.

Re: Stripe valued at $159B, 2025 annual letter

#242

Earlier quoted context omitted.

Why IPO at all, if they will release a "negligible number of shares"?

A low liquidity IPO would likely result in a massive share price increase: the number of interested buyers would vastly outnumber the number of shares available.

So what? If you’re selling a low amount of shares, you are still generating a low amount of input to the company.

If it neither needs money nor guidance, then why IPO? The owners already have enough of both.

Re: Stripe valued at $159B, 2025 annual letter

#243
post #155
post #79

Earlier quoted context omitted.

No one said they don’t have the right. But for the good of all of society, it would be better if they did.

How would becoming a public company be better for all of society? Stock markets are not entirely logical from my understanding.

I agree. The large equity investment groups that hunt on public markets don’t represent the public interest.

Re: Stripe valued at $159B, 2025 annual letter

#244
post #233

Earlier quoted context omitted.

> You still have to be an accredited investor Which means that you have to be able to repeat after me “I am an accredited investor”, that’s the actual full list of requirements.

No, the actual full list of requirements is on the SEC website site.

I think they are trying to point out the seller may not be required to verify. Only ask.

Like the age check on logged out YouTube videos

Re: Stripe valued at $159B, 2025 annual letter

#245
post #233

Earlier quoted context omitted.

> You still have to be an accredited investor Which means that you have to be able to repeat after me “I am an accredited investor”, that’s the actual full list of requirements.

No, the actual full list of requirements is on the SEC website site.

No, those are not actual requirements.

Re: Stripe valued at $159B, 2025 annual letter

#246

Earlier quoted context omitted.

Not really. You still have to be an accredited investor AND financially savvy enough to have the awareness of what syndicate deals are and how to find them and participate.

> You still have to be an accredited investor Which means that you have to be able to repeat after me “I am an accredited investor”, that’s the actual full list of requirements.

Legally speaking that is not correct. Maybe in practice you can do that, but it opens you up to very real risk.

To your bog standard human being, trading Stripe stock has significant barriers vs trading a public stock.

Re: Stripe valued at $159B, 2025 annual letter

#247
post #25

The public can absolutely participate in this by way of syndication deals. Those syndicates are what's covering up the true extent of ownership and they're essentially charging for access with their fees. It's oddly shady, poorly regulated, and more expensive than just being public, but everyone can ride this ride.

Is there a pure stripe fund though? What if I just want exposure to stripe and not the rest of their portfolio?

Re: Stripe valued at $159B, 2025 annual letter

#248

I remember when Stripe started and it was super fun to set it up as a developer and build stuff. Today I find it does way too much for small projects and the fees are too high. Does anyone knows of good alternatives for that? (Someone recently shared https://astrafi.com/ with me and it seemed promising, with much better fees, but I haven't tested or used anything other than Stripe)

I'm using Helcim here in Canada. It's not great. Stripe used to be far nicer to use, has become fairly bloated and messy, yet it's still far nicer to use in general. The developer-first roots are still apparent. Helcim takes ages to respond to tickets. They still haven't fully set up my account after weeks. You can't just do sandboxes or dev mode by default; you have to speak to a human via email who sets it up for y…

Oh interesting, I haven’t heard of Helcim before, would love to learn more about them and your experience

Re: Stripe valued at $159B, 2025 annual letter

#249
post #134

Earlier quoted context omitted.

I find it inspiring. I relate to the Collison brothers. They're a couple of hackers from Ireland. It blows my mind that a couple young guys like that can build something and in 20 years capture 2% of the entire world's economic activity.

They haven’t captured 2% of global economic activity any more than Visa has captured 30%.

Captured value from.

Re: Stripe valued at $159B, 2025 annual letter

#250

Earlier quoted context omitted.

I'm using Helcim here in Canada. It's not great. Stripe used to be far nicer to use, has become fairly bloated and messy, yet it's still far nicer to use in general. The developer-first roots are still apparent. Helcim takes ages to respond to tickets. They still haven't fully set up my account after weeks. You can't just do sandboxes or dev mode by default; you have to speak to a human via email who sets it up for y…

Oh interesting, I haven’t heard of Helcim before, would love to learn more about them and your experience

I can't speak to what it's like to work with their platform in the longer term, but I'm not feeling enthusiastic so far. I'm mostly doing it because they're a Canadian company and I've been making an effort to move my business and personal purchases domestically. The technology isn't compelling yet. The rates are, which is legitimately worth looking at if you do high volume.
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