Earlier quoted context omitted.
Yes, it is insane. It's a fuse. They must have some stats on how often those things need replacing and it should have been accessible. The customer has - when they buy the car - absolutely no way of knowing what kind of surprises like this there are hidden in the vehicle and besides, it kills the second hand market so you can only trade your vehicle to a BMW dealership where they can absorb those costs for a fraction…
Fuses are not items that should be replaced normally - they are self-destroying emergency protections for the electrical system. If it is protecting that end users can plug arbitrary loads into, that is one thing - but this doesn’t sound like that? Why did that fuse blow? Because if that is not addressed, it’s likely to just blow again.
I had a doozy of a trip issue on one project, a motor would occasionally (not always, no real pattern, hot/cold/etc. didn’t matter) trip the breaker, requiring a sparky to come out and open up the panel to reset it. We tried a bunch of things, megger-ing the motor, testing peak startup current on each phase with a fancy meter, checking phase-to-neutral current (Larger than you’d think! But this was normal, apparently.)
Everything was normal. In the end all we could think something was weird about the contactor. They took it out (I was off site at the time) and took it down to the substation to test it out.
With three phases connected to the contactor (and nothing connected on the other side) they energised the coil, and with an almighty bang it tripped the main incomer and took the entire sub offline.
Turns out there was a manufacturing defect in the contactor and sometimes for a millisecond, if the phase of the moon was right, it dead shorted two phases.
So there, even when you know everything, you don’t know everything.