241–250 of 603 posts
Adobe is simply advertising their most affordable price. The options are clearly labeled at selection. They do not try to trick you. The way I see it, there are 3 possible alternatives to the current arrangement: 1) Adobe stops offering the annual paid monthly plan. This sucks because the consumer gets fewer options. 2) Adobe advertises the price of the true monthly plan. This sucks because Adobe is unable to adverti…
This has happened for years! It's not some new terrible thing. You sign up for an annual subscription, paying monthly installments. They give you the option to pay half of it out if you want to cancel, it's no different than a 12 month phone plan in places like Australia. God I hate Twitter. People on their are so used to only reading 150 characters, that it's started affecting them in their daily life, that they're…
While I agree it is "in the contract" it's not SUPER obvious that there is an early cancellation fee during the checkout process. If there was a separate box or better, a popup modal/page, that explains this, I'd give Adobe the benefit of the doubt. The problem is patterning - _a lot_ other companies monthly subscriptions don't have 50% annual cancellation fee or any cancellation fee. So this method of 'lowering the…
Because it’s common sense and practice.
Why would anyone commit to a yearly contract otherwise?
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I'm not sure what you mean, but if a debt goes to collections that ends up on your credit report. It's not like you can just ignore it forever.
Why not? I've done it. It's perfectly legal. And mostly clear in terms of repercussions (other than old debts being resurrected far longer than they're supposed to). I walked away with no medical debt from when I was young and desperately poor. And I'm glad I did.
When you sign up you agree to the fee being broken up in installments. I think they have spelled it out pretty clearly, actually one could consider it ‘free’ financing in a sense. While I don’t like what they have done I don’t see what the big deal is with it.
This: https://imgur.com/a/yQFQRKF is what you see when looking at prices and after clicking Buy Now. It says "annual plan, paid monthly", but doesn't state the fee, it vaguely mentions the price. Clicking 'learn more' does not tell you the fee. It think it's deceptive, at best.
Apparently the early cancellation fee is 50% of your remaining subscription fees. In other words it's an improvement to the actual terms I signed up for when I agreed to be committed for 1 year. I dont see why Adobe needs to explicitely "warn" customers about an option that is actually beneficial to them (the users, not Adobe).
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Yep, this happend to me with a LinkedIn trial. I had my credit card changed but somehow LinkedIn was able to charge the new number, which defeated the entire point. Trying to contact LinkedIn revealed they don't have any humans to contact. They even have a fake "3 minutes until you can chat with someone" that always errors out. Chargeback to the rescue, but in the future I will just switch banks entirely.
When I'm worried about a charge, I use a virtual number generator that my bank offers. It allows me to put a time limit and dollar limit on any charges. Switching banks frequently can mess with your credit score, so I'd try not to do that too much (especially if you're considering buying a home/car/etc.).
I had this occur with Capital One and a scam fax-to-email company who refused to accept a trial cancellation. Even after lodging a dispute the scammers could still bill more charges, and I'd have to dispute each one until the bank made a ruling.
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In your country if you get into a yearly contract to rent a place and then break the contract in 2 months. Are there any consequences for the person breaking the contract?
Of course, if there is no real reason to break the lease. E.g. if you're moving to a different city for work or starting to study. Further, if something is advertised as XX Eur/mo it's implied it's a month-by-month thing. Situations you described are very very clearly marked as being a contract with a start and an end date as well as a total including any and all fees as well as cancelation terms. You can't hide esse…
3 options, 1 yearly, 2nd yearly with monthly payment and third pure monthly. I did not have to read any long contracts to understand this.
If people don't do due diligence of 5 mins to find what is going on, it's on them..
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This: https://imgur.com/a/yQFQRKF is what you see when looking at prices and after clicking Buy Now. It says "annual plan, paid monthly", but doesn't state the fee, it vaguely mentions the price. Clicking 'learn more' does not tell you the fee. It think it's deceptive, at best.
it clearly says "annual plan, paid monthly" which is what you are signing up for, a year long obligation, with installment payments. if you click the drop down, it shows you not only your other options but also the prices. https://i.imgur.com/CZSCvw8.png
It seems that a lot of people in this thread don’t seem to know the fundamental principle of contracts: Pacta sunt servanda, i.e. contracts are supposed to be fulfilled.
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How is it deceptive? They don't even need to let you cancel if they don't want. The point of the annual plan is that you're accepting the obligation of paying for a full year.
At no point are you told what the total for the 12 months is, nor are you told the minimum cancellation fee.
This just reinforces my decision to only use prepaid virtual cards for subscriptions.