241–250 of 357 posts
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Are you sure that applies generally, and not just to you and people like you?
I don't live in the South East and I'm not in a tech bubble, if that's what you mean.
>> Almost nobody pays for anything with cash in the UK anymore
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You would call it...?
The United States government called them criminal. My guess is Visa took the easy road on this.
That's exactly right - there was no trial or conviction. Just the word of the administration was enough for Visa and other payment providers.
This kind of post infuriates me. As an iOS developer for 10 years, i can guarantee you that there are probably hundreds (if not thousands) of stories like that, with people getting shut down for no good reason, and having their business killed. It's now so bad people are refraining from trying out innovative business model or apps just because they think there could be a chance someone at apple validation wouldn't li…
Even if it weren't the only option, the sad reality is that, for most, it'd be financial suicide to not be on the App Store. Compare that to games on PC: even though competition has fortunately started to pick up recently, it'd still be madness not to publish on Steam. All platforms seem to naturally tend towards monopoly, with an enormous first mover advantage. I wish I knew of a solution :/
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Small shops with card fees is the last remaining hold out for me. Payment systems should be nationalised and run by a country's central bank. It's a very boring infrastructure equivalent to roads. There shouldn't be a private company taxing every single transaction someone makes. Do that and the small stores can drop the fees.
I’m not sure I see your logic here. Do you think the payment networks will be cheaper to operate if they’re run by the government? Or would you prefer an actual tax to the fees you’re comparing to taxes? Do you expect banks would drop their transaction fees? Do you think payment gateways would drop their fees? Do you think payment terminals would become free, and their networks free to use?
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>Visa blocked users from giving their money to political causes they decided didn't aligned with their view of the world. That is why I am absolutely against abolishing paper cash. Edit: I know there are countries where you have a democratically elected representatives and every part of the government and even companies is held ( more or less ) accountable to the people and does not need to worry ( much ) about big b…
At one point abolishing paper cash is even remotely plausible? maybe in 100 years? So far cash rules majority of the world and I don't see it going away any time soon.
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Why would you allow Apple to decide which bank you must use?
My bank doesnt support Google Pay so I switched. Life is full of obstacles but we should go around them and not through them. Only person you hurt in your case is yourself. Or you didn't really want to bother with the whole thing anyway so you stopped at the first issue
Excellent example of short-term thinking. If everyone followed your advice, Google and Apple would be able to extort any bank in the world, until in addition to their software and ad near-monopolies, they'd also have a banking near-monopoly.
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Apple's strategy against the web app workaround appears to be two-pronged: abandon any pretence at maintaining webkit whilst continuing locking out more competent browser engines. Even Microsoft in the IE era didn't actively ban Netscape from running on their platform...
WebKit is clearly being actively maintained, though. And, might I add, Safari performs way better for me than Chrome, on macOS.
Depends what you call "actively maintained", I would call it on life support personally, it's lacking very far behind the other engines.
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>Visa blocked users from giving their money to political causes they decided didn't aligned with their view of the world. That is why I am absolutely against abolishing paper cash. Edit: I know there are countries where you have a democratically elected representatives and every part of the government and even companies is held ( more or less ) accountable to the people and does not need to worry ( much ) about big b…
The problem isn't digital cash, the problem is having payment infrastructure that's controlled by only one or two companies (like Visa and Mastercard). Payment infrastructure needs to be neutral with multiple payment providers on it, so when a bank is being unreasonable, you can just switch to another. Of course this is also an area that requires government regulation in order to prevent banks from taking advantage o…
But we know this isn't going to happen. At least not in the US. We have seen a massive consolidation of power in nearly every sector of the economy. That's not going to change. Nobody in our government seems to think it is a big enough problem to do anything useful to stop it.
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I’ve never been nor kept up with SEA, but this is still surprising to hear! I would have assumed WeChat type mobile payments situations were well in place, is cash really that dominant or are there other factors?
One reason is, that cashless transfers costs money; e.g. the card processing companies in their contracts disallow the vendors to increase the prices for customers using their payment system, compared to other means of payments. So effectively all the cash paying customers subsidy the electronic payments systems, while not having the convenience of not using cash. This part of the contract is not followed in SEA coun…
Of course that only works if electronic payment is cheap. This is not the case with US credit card companies.
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I’ve never been nor kept up with SEA, but this is still surprising to hear! I would have assumed WeChat type mobile payments situations were well in place, is cash really that dominant or are there other factors?
One reason is, that cashless transfers costs money; e.g. the card processing companies in their contracts disallow the vendors to increase the prices for customers using their payment system, compared to other means of payments. So effectively all the cash paying customers subsidy the electronic payments systems, while not having the convenience of not using cash. This part of the contract is not followed in SEA coun…