People Lose Their Employer-Sponsored Insurance Constantly

Post by helen___keller » Thu, Apr 18, 2019, 7:36 PM UTC

conanbatt wrote: post #240

helen___keller wrote: post #225

Earlier quoted context omitted.

Sorry what do you mean haggle? This is just one of the 3 plans offered by my employer where the deductible is much bigger and the premium is lower. I did need to open a savings account but I figured that would make things easier to pay, idk haven't used it. Otherwise my behavior as a consumer has been identical. maybe I'm missing something

If your employer has a low deductible plan with a higher premium your insurance coverage issues will be a lot lower (as you could eat the copay cost instead of negotiating).

Post by munk-a » Thu, Apr 18, 2019, 10:37 PM UTC

aantix wrote: post #232

munk-a wrote: post #164

Earlier quoted context omitted.

Unless someone has a medical degree they're not an informed patient - they're someone who has been fed information through pharma PR campaigns to believe they're informed about a topic while only knowing information that would contribute to a private corporation's profit. It is amazingly difficult to find good balanced information on prescriptions in the US - even doctors have issues.

Please do not protect me from myself. Especially in the case of if/when my life is on the line, I want to know about my options. I'd much rather have information overload, than be blind. And between my doctor and I, we will discern what is a real option, what is BS, and what tradeoffs I am willing to make in an effort to extend my life. Stop being The Great Protector.

Post by aantix » Fri, Apr 19, 2019, 12:17 AM UTC

munk-a wrote: post #243

aantix wrote: post #232

Earlier quoted context omitted.

Please do not protect me from myself. Especially in the case of if/when my life is on the line, I want to know about my options. I'd much rather have information overload, than be blind. And between my doctor and I, we will discern what is a real option, what is BS, and what tradeoffs I am willing to make in an effort to extend my life. Stop being The Great Protector.

Using that argument millions of Americans have refused to let their children be vaccinated because they know more about medicine - even themselves. If your medical decision will endanger others it is a matter for The Great Protector, and, it's my opinion, that the great American habit of second guessing experts is what has let groups that oppose vaccinations, a round earth and the dangers of CO2 infiltrate modern soc…