Earlier quoted context omitted.
You can have a backup server that holds your e-mail until your main server goes back up. You configure priority in DNS zone file.
Backup MX is usually not necessary, especially for home setups. Anything RFC-compliant will retry sending its email to you for days after being rejected.
Spammers WILL know how to search your mx records for things like mailbagging servers and try to exploit them to bypass your security, just don't do it - the sending party will retry.