Earlier quoted context omitted.
Yea this; it’s the same reason why mortgaging is cheaper than renting
This is far from a universal truth: https://www.nytimes.com/interactive/2024/upshot/buy-rent-cal... Real estate is only a clearly good investment if you ignore opportunity cost.
Even if you move out after 5 years, you still own the place and can rent it out and then it pays for itself, to skip the cost of selling it back to market