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221 Cannon is Not For Sale

fredbenenson.com

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Re: 221 Cannon is Not For Sale

#231

Post by ghaff »

ivraatiems wrote: post #89

I have had people show up at my house to ask if it was for rent, based on a fake post on Facebook using photos from Zillow from before my home was sold. My realtor helped me get the photos taken down, but the Facebook ads for it are up to this day. Facebook completely ignores any and all attempts by me to report this malfeasance -- even though these ads literally have my personal home address on them! It's a huge saf…

I'm not sure I get the huge safety risk. You buy a property and you're in a public registry. There's no anonymity at that point in the US other than setting up trusts or other ownership screens.

Re: 221 Cannon is Not For Sale

#232

Post by [deleted] »

Hardwired8976 wrote: post #187
kstrauser wrote: post #93

Earlier quoted context omitted.

In the dark old days before Apple Pay, where it was common in America to hand your credit/debit card to some rando at a restaurant and have them disappear with it for a few minutes, about once a year my bank would call me to ask if I'd been using my card in some far-off locale: "Hi! Are you in Tijuana?" "Not since 1993. Why? What's up?" "So you didn't just try to buy gasoline at a PEMEX there?" "Nope, I'm in San Fran…

Handing your credit card to pay is still such a foreign concept to me

[deleted]

Re: 221 Cannon is Not For Sale

#233

Post by kstrauser »

wildzzz wrote: post #205
bookofjoe wrote: post #200

Earlier quoted context omitted.

Remember when credit cards required your signature on the back?

My mom used to tell me to write CHECK ID in the signature block. Someone only ever asked me once. It's probably been like 10 years since I've signed the back of a new card. An older woman at an antique shop actually checked for a signature and made me sign it in front of her.

If you look at the credit card agreement, a card isn’t (or at least wasn’t) authorized for use unless it had an actual signature. “Check ID” and such are cute, but really only mean that the card is unsigned and thus invalid.

Re: 221 Cannon is Not For Sale

#234

Post by hunterloftis »

DannyPage wrote: post #14

Owning a vacant lot far from where you live seems to come with some risks. In Hawaii, a woman found out that a house was built on the wrong lot and inspectors missed it until the completed house was being sold. I'm curious if there are other proactive measures folks could take to ensure that doesn't happen to their land. https://www.sfgate.com/hawaii/article/hawaii-home-built-on-w...

> Reynolds was in for yet another unwelcome surprise: The developer sued her for being “unjustly enriched” by the construction of the home on her land.

> The developers’ lawyer told SFGATE in March that Reynolds appeared to be taking advantage of the developer’s mistake. “Keaau Development Partnership is the only entity that has suffered hundreds of thousands of dollars’ worth of losses,” Peter Olson said. “She’s trying to exploit the situation to get money from my client and the other parties.”

I'm glad the judge laughed that one right out:

> The court has dismissed that case.

> “The clear motivation of KDP and PJC was to cut corners to reduce construction costs,” the ruling read. “... The encroachment on Lot 114 is so great that the Court finds it has caused the complete destruction of Ms. Reynolds' estate as it had been originally held and enjoyed.”

Re: 221 Cannon is Not For Sale

#235

Post by krick »

Boltgolt wrote: post #217
Nextgrid wrote: post #191

Earlier quoted context omitted.

Back when computers were actually expensive and wireless networking technology wasn’t as good/common, they would take your card to the back office and run it on the single , hardwired card terminal. Nowadays it’s less of an issue as those terminals cost peanuts and WiFi is ubiquitous so they have many of them and can just bring one to your table.

When there was only a single terminal it was common in Europe to just... walk to the counter and pay for the meal card in hand. No other way to type in your PIN

Not universally true. I had a couple of cards without a chip because, reasons. I still was walking to the counter myself, because giving somebody my card feels weird.

Re: 221 Cannon is Not For Sale

#236

Post by hunterloftis »

tgsovlerkhgsel wrote: post #173

What's unclear to me from the blog post is whether this is a problem for the property owner, or only for the buyers/attorneys/relators/insurances involved on the other side of the scam? It seems like in most cases the scammer pockets the earnest money deposit and that's it, in some cases, the buyer thinks they actually bought the property but they haven't actually (how does that work in terms of the deed?) Seems like…

Also: free random house you didn't want, design, or ask for.

If you've held onto vacant property for years or decades, you may have a specific plan in mind for it (like retirement).

Re: 221 Cannon is Not For Sale

#237

Post by projektfu »

Cthulhu_ wrote: post #213
wildzzz wrote: post #205

Earlier quoted context omitted.

My mom used to tell me to write CHECK ID in the signature block. Someone only ever asked me once. It's probably been like 10 years since I've signed the back of a new card. An older woman at an antique shop actually checked for a signature and made me sign it in front of her.

The fact that a signature is, to date, a legally binding form of identification is baffling to me to be honest. More and more is digital these days, but still. (my "signature" is just a squiggle based on my initials and I can't reproduce it consistently)

It's not legally binding if you didn't sign it, but that won't stop someone from trying to claim that you did.

Re: 221 Cannon is Not For Sale

#238

Post by bombcar »

weinzierl wrote: post #42
dcrazy wrote: post #34

Earlier quoted context omitted.

No, the United States doesnt have a central land registry because that is not an enumerated power of the federal government. The individual states have sovereignty over their own land and each has its own system for land registration. The article you linked to even names several states that have a partial Torrens title system. The claim that the title insurance industry is the reason for lack of adoption of Torrens t…

"No, the United States doesnt have a central land registry [..]" Fascinating, how is ownership established if there is no single source of truth? I feel the answer to this is also crucial to understanding OP. It could be a minor annoyance or the real possibility to lose your land.

Hence the statement "possession is 9/10ths of the law" - for the vast majority of property that people care about, you prove you're the owner by possessing it

Property tax is also the other 9/10ths - if someone is paying the property tax they're presumed to be the owner unless there's a court fight; and in fact, if you want, in many places in the USA you can get adverse possession by paying property tax on unknown or unwanted property - or buy them at auction by paying the back property tax.

The ones you can easily do this on are all various kinds and forms of worthless land, but hey, it's out there!

Re: 221 Cannon is Not For Sale

#239

Post by stoobs »

vmilner wrote: post #194

For UK readers, the government land registry alert service can alert you if anyone attempts to mortgage sell properties youve registered with it: https://www.gov.uk/guidance/property-alert

You can also file a restriction registration to prevent anyone from registering a mortgage against the property: https://www.gov.uk/government/publications/enter-a-restricti...

Re: 221 Cannon is Not For Sale

#240

Post by mindslight »

pdonis wrote: post #98
rcxdude wrote: post #78

Earlier quoted context omitted.

In the Torrens system, if you do not register the transfer of property with the government, then the transfer hasn't happened . So whatever else happens in the rest of the world doesn't matter (at least, unless the land itself is annexed by another government). (And, from similar cases in the UK which has this system, if the land registry fucks up the transfer is still final and this has been upheld by the court, the…

> In the Torrens system, if you do not register the transfer of property with the government, then the transfer hasn't happened. This is also true of county clerks in the US: any transfer of property in the county has to be recorded on a deed that is submitted to the county clerk and kept on file by them. Otherwise it hasn't happened. > if the land registry fucks up the transfer is still final This is the part that m…

> any transfer of property in the county has to be recorded on a deed that is submitted to the county clerk and kept on file by them. Otherwise it hasn't happened.

No, the point is that this is actually not true. The transfer has happened as soon as the deed has been executed. There are many reasons you generally want to record the deed in a timely fashion, but doing so is not strictly necessary.

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