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Actual is going open-source

actualbudget.com

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Re: Actual is going open-source

#231

Post by bombcar »

xtracto wrote: post #165
soneca wrote: post #156

Earlier quoted context omitted.

I agree with you, but I appreciate that people on HN talk like this because then I am presented to this world of privileges. It shows to me that this world exists and I might benefit from it. That happened to me. Instead of anchoring myself to what Brazilian companies pay for developers, I focused on getting a remote job at a US company. One that would anchor themselves among their peers around SV, LA, NY. Now I earn…

Whitexican problems we call it here in Mexico: I'm in a similar position. 6 digit USD salary while living in Mexico. My problem is that I've been wanting to setup a business: real life like a gym, a store or similar. The issue is that there's no way I'll get as much money as what I'm earning now... and I know building the business will require insurmountable efforts. So I'm reduced to keep working in IT, wait until m…

Or find an extremely trusted local who also wants to start a business and bankroll them.

The extremely trusted is the hard part.

Re: Actual is going open-source

#232

Post by bombcar »

daenz wrote: post #120
gabereiser wrote: post #97

Earlier quoted context omitted.

The mental health aspect I think is often overlooked. When young engineers are eager to climb the ladder into senior/principal/distinguished positions (this was me, btw) they often overlook what it does to your mental health. The beginning seems great. Big problems, big solutions, everyone knows what’s their role in it and how to get it done. Over the years that view will fade. The certainty of success replaced by to…

I tried to re-negotiate a 4 day work week, but they weren't having it, so ended up walking. I know it is privileged to say, but sometimes no amount of money is worth giving up things that are important to you. For me, I was giving up my time and ignoring a project that I think is very important. When I came to my senses about how the money isn't worth giving that up, they had to yield, or I had to leave.

I’d like to do four days a week at 70% pay.

No can do.

Ok I quit, but I can consult 3 days a week at 200% pay.

Sounds good.

Re: Actual is going open-source

#234

Post by rglullis »

daenz wrote: post #224
maccard wrote: post #217

Earlier quoted context omitted.

And many of us who exist in the top quintile are perfectly happy with that, knowing that we are net contributors to a better place to live for others.

Do you think they should be forced to stay? Suppose it was easy for all of those high performers (who wanted to leave) to move to the USA. You would lose out on that extra tax revenue, and it would undermine the redistribution scheme.

You don't need to suppose. It already happened recently in France.

When the Socialist government increased the marginal tax rate to 70% for millionaires, there was a huge capital flight and they lost revenue.

Re: Actual is going open-source

#236

Post by aparsons »

bombcar wrote: post #232
daenz wrote: post #120

Earlier quoted context omitted.

I tried to re-negotiate a 4 day work week, but they weren't having it, so ended up walking. I know it is privileged to say, but sometimes no amount of money is worth giving up things that are important to you. For me, I was giving up my time and ignoring a project that I think is very important. When I came to my senses about how the money isn't worth giving that up, they had to yield, or I had to leave.

I’d like to do four days a week at 70% pay. No can do. Ok I quit, but I can consult 3 days a week at 200% pay. Sounds good.

How would one go about finding such consulting gigs? I’m semi-retired now, but with nearly 4 decades of experience, I still didn’t feel comfortable becoming a full-time consultant.

Re: Actual is going open-source

#237

Post by xanaxagoras »

ubiquitous-dev wrote: post #7

Hey James, we’re really sorry to hear about you closing down the business from a revenue standpoint! It sounds like it was the right choice for you though. Thanks for the contribution back to the community, as well as for prettier! We are building a platform to support local-first application development, and have appreciated your various articles / interviews / blog posts about the topic! Best of luck in the future,…

What is your platform?

Re: Actual is going open-source

#238

Post by cbo100 »

nerdjon wrote: post #180
cstoner wrote: post #164

Earlier quoted context omitted.

I've been using YNAB since March 2014. I started doing manual entry with YNAB4 and was an early adopter of YNAB5. I manage my own personal budget as well a joint budget for myself and my fiance. Here's my takeaway: * The YNAB model to budgeting is how I want all future budgeting tools I use to work. They call the framework "The Four Rules" ( https://www.youneedabudget.com/the-four-rules/ ) and they are a very pragmat…

The price is where I am finding myself hesitant to switch unless I find something that has a life changing feature (like features for couples). Copilot had a price hike to $9 a month (or $70 a year I believe) but grandfathered everyone who had a subscription for $3 a month "for life" (as long as you have an active subscription). I do keep hearing great things about YNAB and I don't mind paying for it, but if they are…

Or is it concerning that nobody else is raising prices?

We are literally commenting on an article about a similar business that is shutting down due to being unsustainable without price rises.

I was on grandfathered YNAB pricing. The increase isn’t great, but at least I know they are working to make their business sustainable.

Plex has a similar problem, I’m on a grandfathered lifetime license, but without the ongoing revenue they are really struggling to the point the product is now a mess of add-ons and I don’t even use it anymore.

Re: Actual is going open-source

#239

Post by bombcar »

aparsons wrote: post #236
bombcar wrote: post #232

Earlier quoted context omitted.

I’d like to do four days a week at 70% pay. No can do. Ok I quit, but I can consult 3 days a week at 200% pay. Sounds good.

How would one go about finding such consulting gigs? I’m semi-retired now, but with nearly 4 decades of experience, I still didn’t feel comfortable becoming a full-time consultant.

Contacts you know and companies you’ve worked for before are usually where you start.

It can be a bit hard to kick off, but being semi retired could help.

Re: Actual is going open-source

#240

Post by nomoreusernames »

codegeek wrote: post #25

"I completely underestimated how much work it takes to build a business. There's so much overhead. I'm always figuring out why a build failed, taxes, how to triage issues, responding to support, designing UIs, responding to Apple's complaints, and more. There's so much that goes on behind the scenes. There's no way a single person can possible do this alone, especially as a side project." This is the part that resona…

legend admits their flaws, opened up and used the flaw and fuckup to educate people, plus gave the public domain perpetually until it no longer exists an invaluable tool to learn about your own financial habits and imagine some parent with too many problems and this becomes the thing they can use to build themselves up again.

i agree with you, but sometimes as a human, the only way to actually learn something is to go through it. and who knows how many people this "fuckup" ends helping.

compare this owner to most governments. dude could have changed his name and gotten a pegleg and parrot and sailed to the Caribbean and never said anything or blamed it on the mole people. but no, legends dont blame shit on the mole people.

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