231–240 of 456 posts
One of my longest standing mint mysteries is how I alone was A/B tested into them trying to bum pizza off me: https://pbs.twimg.com/media/CSg_ZxLU8AAF96d?format=png&name=... I haven't been able to find any other confirmation that this was a thing outside the one time I saw it.
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They’re great, but they aren’t super quick with features and I wish the product had more, especially when it comes to the graphical reports. It’s also an expensive product for most people. But we do need more of these sustainable low-growth non-VC style SaaS companies out there.
If a product is good, we shouldn't judge it on its inability to continuously add new features.
I wish mint kept going. Used to love it.
From the quote: "For all of Mint’s failure to evolve and improve, its core functionality continues to be fundamentally useful."
--> Brilliant. That makes it EXACTLY how I like my tools & apps. It has basic, streamlined, mature, well-evolved and easy functionality, it works well and predictably, the owner is not trying to squeeze it out of extra revenue, and all's well with the world.
Does anyone have a suggestion for a finance/budgeting app that's easy to use for splitting costs? My girlfriend and I don't have joined finances, but we do generally split everything down the middle. So most things are "I pay with my card, tally it up, then you Venmo me your half at the end of the month." I'm currently using YNAB and then split each relevant transaction, but it's very very tedious.
Used it on a couple of trips and thought it was fantastic. No sign up required, free to use, and open source. Worked well for my use cases (trips, not month to month reconcilliation) so YMMV
The Flash requirement in 2020 kills me. Account synch gets stuck and never finishes. Correctly categorizing transactions usually involves pulling up my bank website to see how the charge was really originally described. Mint pulls some info on this but it's often truncated, so you can try to set up rules but there are often collisions because of that bad incoming data. Somehow in an era where personal data on spendin…
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Yeah, I can't think of another way to do this, but one breach and all my financial accounts are leaked? That's not something I can risk.
It also boggles my mind that people are willing to give others their login credentials, even so far as to give all of their login credentials to one entity!
Even banks that explicitly prohibit user/pw sharing with external tools in their ToS (every one of them basically), will often have aggregation features in their portals that require you to enter the user/pw for the external accounts you want to connect.
They might even have back-end API's that allow other aggregators programmatic access to your data, that require your user/pw to auth. But don't share your user/pw with anyone, they say!
Co-founder of a (yet to be launched) Mint competitor here [1]. One pattern I think we all see over and over again is when products get bought by a large company, they often lose their "soul" (and the original team). Both those things happened with Mint. Another important pattern I've seen is that products, in the long-term, morph to take the form of their revenue model. Many personal finance products are free, but ma…
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This space is really difficult to crack for a few non-obvious reasons. The first is that the total TAM is less than you think; for most people, tracking their spending to manage budgets just doesn’t appeal to them. For many consumers, just seeing all of their finances is incredibly depressing. I suspect the 13mm Mint users are a large portion of the addressable market for this kind of product. So without a strong mon…
I'm sorry, what is TAM?
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> I think you could run a reasonable lifestyle business here if you don’t take VC, but I’m skeptical this can ever be truly mass-market. You Need a Budget (YNAB) is proof of this. I don't believe they've taken any VC funding and are a pretty successful lifestyle business in the Budgeting/Finance space.
They’re great, but they aren’t super quick with features and I wish the product had more, especially when it comes to the graphical reports. It’s also an expensive product for most people. But we do need more of these sustainable low-growth non-VC style SaaS companies out there.