Earlier quoted context omitted.
These stories are too common. I would guess that the median* wage on HN is probably around 5x what your brother-in-law makes. And I would also guess that many of us are perfectly content with old phones, old cars, and generally reduced consumption. Hell, I buy clothes at thrift/resale shops when I find something nice that fits. What are people of means (relatively) seeing? Is it because we have more leisure time and…
Another possibility is that people on HN are wealthier, in part, because they are better than average at delaying gratification.
I'm not a huge fan of the "rich people are more naturally inclined to be rich, which is why they're rich" arguments. There are plenty of examples about how the system is somewhat rigged to keep people poor.