Hacker News Board Hacker News, browsed like a classic message board
Live data from Hacker News

Kickstarter is forced to ban adult content by payment processors

kotaku.com

Post reply on HN
Print view View original

221–230 of 315 posts

Re: Kickstarter is forced to ban adult content by payment processors

#221

Post by ApolloFortyNine »

Hackbraten wrote: post #212
criddell wrote: post #197

Earlier quoted context omitted.

That's like a 16 year old saying the auto insurance game is rigged because they are a very good driver but can't get cheap insurance. Maybe your rates are high because of the risk pool you are in.

But what kind of risk would that be? For adolescents and auto insurance, it makes sense to me (higher testosterone levels, less driving experience, not yet fully developed sense of risks/consequences, fewer spouses/children who depend on their livelihood etc. etc.) But why would fraud be more prevalent specifically in the adult content industry than the average over all the industries? Do criminals prefer working in…

Wife goes "was this you?" "no, I must have been hacked".

The stats I've seen actually did put the charge back rate is high compared to other industries.

What does seem like a scam though is, especially in the digital space, a refund is basically free. The merchant could agree in the case of any charge back the credit card company can just take it back, they won't argue, just take it. They'd even agree to pay the transaction fee.

But you can't, so you get the 20% fee, and you still get the money clawed back from you.

Re: Kickstarter is forced to ban adult content by payment processors

#222

Post by akramachamarei »

lo_zamoyski wrote: post #210
codedokode wrote: post #39

Why payment processors do it? Why people in America do not want to earn more money from commissions? Strong church lobby? Legal risks? I think its mostly religious groups who who are against adult content and sex, or there are other groups? Also this is why we should work to increase circulation of cryptocurrency. No stupid religious restrictions and stupid political sanctions. Also why PornHub and OnlyFans are immun…

I don't know the specific cause. However, as such, it is a moral issue, not a religious one per se . Pornography is abusive and incredibly damaging to individuals and society and thus the common good. It is entirely reasonable even for governments to take measures to restrict or ban the production and sale of such content. Opposition to such measures often hinges on false notions of freedom and the purpose of law. On…

> false notions of freedom

Like freedom from want and freedom from fear, Mr. Roosevelt?

Re: Kickstarter is forced to ban adult content by payment processors

#223

Post by TheOtherHobbes »

nitwit005 wrote: post #205
codedokode wrote: post #39

Why payment processors do it? Why people in America do not want to earn more money from commissions? Strong church lobby? Legal risks? I think its mostly religious groups who who are against adult content and sex, or there are other groups? Also this is why we should work to increase circulation of cryptocurrency. No stupid religious restrictions and stupid political sanctions. Also why PornHub and OnlyFans are immun…

While the executives have their own biases, suing Visa/Mastercard, and damaging their reputation, became a strategy to attack pornography in-general: https://www.bu.edu/articles/2023/suing-visa-to-shut-down-por... https://www.cnbc.com/2022/08/04/visa-suspends-card-payments-... And yes, naturally this is backed by the Christian right. They've tried to spin/redefine the whole anti-porn thing as anti-child trafficking,…

The last thing the Christian Right want is financial records of their spending.

Re: Kickstarter is forced to ban adult content by payment processors

#224

Post by wahnfrieden »

tt24 wrote: post #215
wahnfrieden wrote: post #202

Earlier quoted context omitted.

You forgot intense lobbying efforts funded by conservative groups and billionaires.

Yeah I’m sure Jeff Bezos is kept awake at night by thoughts of payment processors processing adult related transactions

So you are ignorant to what Moms for Liberty have done and who funds them. This is public info.

Re: Kickstarter is forced to ban adult content by payment processors

#225

Post by aeternum »

Scaled wrote: post #181
Aurornis wrote: post #52

Earlier quoted context omitted.

Stripe (their payment process) will handle adult content payments. It puts the account into the high risk category due to the high rate of fraud in those categories. There's no actual evidence in the article that payment processors made them do it. They actually banned pornography long before this. They just updated the terms to clarify what counted as pornography. > Also this is why we should work to increase circul…

Just FYI, the high rate of fraud is FUD. I am in the field, have a very good chargeback rate, and still cannot secure card processing at fair terms. The processors I have spoken to know chargeback rates are low, but it's a rigged system designed to extract maximal revenue by middlemen.

Depends on what you mean by fraud. Chargebacks are known to be high in this area just because of the spouse effect, IE "Hey, honey what is this adult-content charge on our credit card statement?" "Oh obviously must be a mistake, I'll call to have them remove it".

To get around this, some sites use less obvious or vague names, but that creates its own category of chargebacks.

Re: Kickstarter is forced to ban adult content by payment processors

#226

Post by tt24 »

wahnfrieden wrote: post #224
tt24 wrote: post #215

Earlier quoted context omitted.

Yeah I’m sure Jeff Bezos is kept awake at night by thoughts of payment processors processing adult related transactions

So you are ignorant to what Moms for Liberty have done and who funds them. This is public info.

So because a billionaire donated to this pac that means “billionaires” as a group are responsible for this? That’s like saying black people are responsible for electing Trump because >= 1 black person voted for him.

Re: Kickstarter is forced to ban adult content by payment processors

#227

Post by solid_fuel »

umbra07 wrote: post #214
nerdsniper wrote: post #206

Earlier quoted context omitted.

Collective Shout is a Christian anti-rights organization wrapped in feminist cloth. The founder of Collective Shout previously successfully lobbied against mifepristone and opposed changes to legislation requiring pro-life pregnancy-counseling services to disclose their affiliations in their advertising. In 2004, she founded the anti-abortion lobby Women's Forum Australia.

Why are you jumping from "anti-abortion" to "Christian"?

That’s not a jump, it’s a straight line. These fundies like to dress it up but it’s transparently obvious to anyone who has dealt with religious fundamentalists that is their core driver.

Re: Kickstarter is forced to ban adult content by payment processors

#228

Post by Aeolun »

laweijfmvo wrote: post #96

This is the least of my concerns with Kickstarter. It’s so trivial to completely scam an entirely fake campaign, with zero repercussions, that no one should take this site seriously at all. I say this as someone who has backed a campaign that posted updates and even claimed that shipments were out while all the comments were the same: I received nothing.

I think nobody is concerned about this because most campaigns just deliver what they promised.

Re: Kickstarter is forced to ban adult content by payment processors

#229

Post by VerifiedReports »

tptacek wrote: post #217
echelon wrote: post #112

Earlier quoted context omitted.

Why is this no longer on the front page of HN? This should be the top article. It's only an hour old and has hundreds up upvotes. The payments industry is strong arming free speech to promote religious fundamentalism. There is no such thing as vice content being higher risk. That's a diversion topic. Fewer and fewer people are hiding porn payments from their wives. We don't need the religious oligarchy dictating how…

No it isn't. It's struggling on the front page because this is a very old story and it's the same conversation every time: payment processors hate this stuff because digital goods are fraud and chargeback magnets, and that's doubly true of adult content.

If U.S. credit-card issuers were worried about fraud, they would have implemented the other half of "chip-&-PIN," which the rest of the world has been using for decades.

U.S. customers pretty much JUST got chips in our cards... but issuers "forgot" to implement the PIN part.

Zero sympathy for this scumbag monopoly.

Re: Kickstarter is forced to ban adult content by payment processors

#230

Post by wahnfrieden »

tt24 wrote: post #226
wahnfrieden wrote: post #224

Earlier quoted context omitted.

So you are ignorant to what Moms for Liberty have done and who funds them. This is public info.

So because a billionaire donated to this pac that means “billionaires” as a group are responsible for this? That’s like saying black people are responsible for electing Trump because >= 1 black person voted for him.

Your ignorance continues. Some of the billionaires fund it via intermediary organizations like Heritage Foundation. They are quite organized and not only acting as individuals.
Post reply on HN