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Stripe live dashboard

bfcm.stripe.dev

221–230 of 233 posts

Re: Stripe live dashboard

#221
post #219

Earlier quoted context omitted.

My point was that Shopify is removing carbon from the atmosphere with their DACs. It’s not their fault if someone then purchases that carbon they removed and decides to shoot it straight back into the atmosphere, or whatever it is you’re concerned about, assuming just anyone can even purchase Shopify’s removed carbon. I suppose we can’t be satisfied until Shopify finds a way to remove the carbon and then ship it off…

No they are not, they are paying someone to do it someday. Those someone are shady. No carbon is currently removed from the atmosphere. Even when operational it will be a tiny fraction of what they are causing. It's a marketing stunt with no effect on the climate. In fact it makes it worse, cause people then think it's ok to keep consuming.

Your hypothesis is that it’d be better for the planet if Shopify were to remove no carbon from the atmosphere at all? Society as a whole would check the Shopify BFCM dashboard, see that there is no carbon removal metric, and have some kind of epiphany like “wow, Shopify isn’t removing carbon from my purchases, maybe I shouldn’t spend as much this holiday weekend”?

> Those someone are shady.

What makes them shady? I have a feeling you only think they’re shady because they want to do carbon removal, which you’ve unilaterally decided is ineffective.

Re: Stripe live dashboard

#222

Earlier quoted context omitted.

Eh, your argument doesn’t really involve thinking and banks purely on semantics, which you are making arbitrarily strict and according to your personal preference. In practice, “just no-bullshit functional” as in my first comment doesn’t mean absolute neglect of form. I’m sorry but you’re not as clever as you think, and your reasoning signals that you’re not known as a good communicator or collaborator in your organi…

My feelings! Notice how quickly personal attacks come out once an argument has been lost?

Where’s the part where it was lost? Lol

Re: Stripe live dashboard

#223

Earlier quoted context omitted.

All of this may be true, but Stripe's intention with building this is obvious: It's marketing; it's an advertisement showing how much volume Stripe handles during a busy shopping period. A big hint that it's an ad is that the Stripe API Uptime is not only on the first page of the stats, but is the only thing colored green . It's showing that Stripe is easily handling this crazy load, and it's only 13% (right now) of…

Not always. Fun and flashy makes sense if you’re selling consumer goods, but not if you’re selling your capability to provide a service and especially a critical one at that. Who do you think are the customers of Stripe’s API? Are those people going to make business decisions on the basis of theatrics, or does pragmatism, performance, and stability matter more?

Upper funnel/lower funnel, depending. And don't forget the future employees that take notice of a culture that would allow for such an exercise. To me, it communicates good product management, roadmaps, and healthy financials to allow the room to breathe.

Re: Stripe live dashboard

#224

Earlier quoted context omitted.

My feelings! Notice how quickly personal attacks come out once an argument has been lost?

Where’s the part where it was lost? Lol

When your only option was to repeat yourself, then change the subject.

Winning arguments stand on their own.

Will this analysis of yours go on my permanent record? What's my MBTI personality type?

Re: Stripe live dashboard

#225
post #200

Earlier quoted context omitted.

Shopify uses stripe, so someone out there's doing the math of that dashboard minus the other one and gaining some alpha.

What kind of useful information could someone derive from the delta?

If you were trying to price pre-IPO Stripe options, knowing what percentage of revenue Stripe is reliant on Shopify for might be interesting.

Re: Stripe live dashboard

#226

Earlier quoted context omitted.

SARs are for, like, attempted funding of terrorists. fraudy cc attempts don't scratch the surface

Um, no. Banks file a lot of those. If it’s me using my dads credit card number then sure, not a SAR. But most of that activity is systematic: either backed by organized crime or a semi-professional fraudster. Those most definitely would get a SAR

> If it’s me using my dads credit card number then sure, not a SAR.

I was imaging that end of the spectrum, but you're right, when it escalates to organized mafia gang criminal organizations there would be SARs.

Re: Stripe live dashboard

#227

Earlier quoted context omitted.

Um, no. Banks file a lot of those. If it’s me using my dads credit card number then sure, not a SAR. But most of that activity is systematic: either backed by organized crime or a semi-professional fraudster. Those most definitely would get a SAR

> If it’s me using my dads credit card number then sure, not a SAR. I was imaging that end of the spectrum, but you're right, when it escalates to organized mafia gang criminal organizations there would be SARs.

Sorry that was probably an overly snarky response on my part. Stripes product is actually aimed at merchants so two steps removed anyway.

Re: Stripe live dashboard

#228
post #212
post #92

Earlier quoted context omitted.

Fraud is typically very small dollar amounts used to test the card. Partially to try to go unnoticed but also to leave as much of the limit available as possible for intended purchases later.

Card testing doesn’t require a purchase, fraudsters can validate a card by adding it to an online wallet. The retailer will send a $0 authorization to the bank. Fraud happens across all transaction amounts, what do you think people use the cards for once they buy or guess a valid card?

$0 authorizations are routinely skipped, though - the fees add up substantially because of card testing, some card networks don't support it (and instead you need $1 or similar), and it can be confusing for customers.

Re: Stripe live dashboard

#229
post #211

Shopify has a similar dashboard as well: https://bfcm.shopify.com

I'm trying to peek at the data in the dev tools. It's doing a long running request to https://bfcm-globe-data-service-central.shopifycloud.com/pub... which is constantly downloading more data, but when I go to peek at the raw data in the "EventStream" tab it shows nothing. Anyone know how to peek at the data?

If I'm understanding your comment correctly:

https://bfcm.stripe.dev/api/data

Re: Stripe live dashboard

#230

Earlier quoted context omitted.

NPCI is state funded and runs at a loss. i.e. your taxes are paying for it.

They're definitely not running at a loss, 40% profit margin in fact. It's also not the full picture to call them state funded. They're owned by a consortium of banks, both private and public. While the state maintains a level of ownership through their equity in public banks, the company itself is self- sustainable from an operations point of view.

Sorry, I meant that UPI is running at a loss and is subsidized.

https://bfsi.economictimes.indiatimes.com/news/fintech/upi-t...

The government gives Rs 1,300 crore as subsidy

Unsurprisingly, there is now a 1.1% interchange on some UPI transactions now: https://www.onmanorama.com/news/business/2023/03/31/upi-tran...

Separately, NCPI's revenues are USD ~2B/year: https://www.icra.in/Rationale/ShowRationaleReport/?Id=122149....

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