Earlier quoted context omitted.
>Even better would be to plug the car in at all times when parked either at work or home and it just charges when the rate is cheapest. 99% of people have a fixed rate 24/7/365. I live in NYC and I'm not even sure if it's possible for me to pay time of use rates. The time of day that electricity is cheapest is... all the time. I sincerely doubt there is any public or political will to change this engrained billing me…
In Texas right now you can get two meters to your home. One meter you use a fixed rate plan and the other meter you use a "wholesale" plus fee type plan, infamous example being Griddy. When the rate is nearly free you enable the outlet that charges your car. Of course hiring an electrician and all of that would probably have a long payback period.
The fixed rate cost of charging for my commute would probably be less than the connection fee for the 2nd meter. In that scenario it wouldn't pay off it all (and of course you wouldn't bother doing it).