221–230 of 287 posts
Earlier quoted context omitted.
and that couple would be rich enough to afford a financial advisor anyhow.
500k is nowhere near rich enough to afford a financial advisor; many people save that much easily for retirement. Maybe 2 million.
Nah, you shouldn't. "Know your customers" is BS, restrain your freedoms, and don't stop real frauders.
Earlier quoted context omitted.
I have to pay for my linodes on the gf's credit card because HSBC randomly lock my card for suspicious payments. That payment has gone on the same day of the month to the same place since 2009 and they still randomly do it. Last time was three days before Christmas. HSBC are terrible.
Linode credit card info has been hacked so many times that I'm not surprised that HSBC is doing this. For any other service, I'd be upset if my bank did this, but Linode is quite literally the least secure paid service I've ever used. I've had multiple credit cards compromised as a direct result of multiple Linode hacks.
UK banks are ridiculous and they're hastening their own demise to challenger banks with attitudes likes this. My bank (Barclays) suspended my account and blocked my cards after attempting to make a large payment. It was £2000 to the Student Loans Company. My account was a graduate account. All of the clever machine learning anti-fraud algorithms in the world couldn't figure that one out. Go figure.
UK banks seem to be the worst in the world. I studied in the UK, lots of horror stories to tell: # Name misspelled 4 times * Santander: They spelled my name wrong on the debit card, 4 times in a row, with a different misspelling each time. Each time I had to go to the branch and type the correct spelling into a keyboard. They still got it wrong the next time. The 5th card was correct. I was without a working card for…
So, immediately get on the horn with your lawyer and have your lawyer on his letterhead send them a letter and if the response is not to your liking sue the bastards. In the meantime set up another account with another bank and make sure all invoices that are pending but not yet paid are paid into that account and not into the HSBC account. Then shift over all the monthly payments to the new account as funds appear.
> Don’t bank with HSBC. After having similarly-frustrating things happen with my HSBC personal accounts over the years, I fully support this suggestion. They are awful. They take extreme steps (suspending accounts, rejecting payments, etc.) without contacting the customer; when you reach out to them, it's hours of being passed around before you reach the right person. If you reach a person at all.
Their online banking is truly appalling, too. No full history of past payments to make a repeat payment easier. Weird distinction between 'current payments' (or whatever they call the default 'account' screen) and 'past statements' — seems like a hangover from the days when we used to get paper statements. Still a crazily short session timeout. I would add to the list, but I can't login to my account at the moment si…
Is it acceptable that a Twitter account and the ability to publicly Twitter-shame is a prerequisite for decent service? Is it acceptable that it's a prerequisite for democracy? It seems utterly ridiculous to me.
UK banks are ridiculous and they're hastening their own demise to challenger banks with attitudes likes this. My bank (Barclays) suspended my account and blocked my cards after attempting to make a large payment. It was £2000 to the Student Loans Company. My account was a graduate account. All of the clever machine learning anti-fraud algorithms in the world couldn't figure that one out. Go figure.
UK banks seem to be the worst in the world. I studied in the UK, lots of horror stories to tell: # Name misspelled 4 times * Santander: They spelled my name wrong on the debit card, 4 times in a row, with a different misspelling each time. Each time I had to go to the branch and type the correct spelling into a keyboard. They still got it wrong the next time. The 5th card was correct. I was without a working card for…
of course, if the crime is committed by a penny ante fraudster, then the DOJ is not afraid to put them in jail.
https://www.amazon.com/Chickenshit-Club-Justice-Department-C...