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Plastc Card

plastc.com

211–220 of 356 posts

Re: Plastc Card

#211
post #76

This is a faster horse, not an automobile.

Automobiles don't get invented every day, or indeed every year. In a world where the horse is king, a faster horse is a good thing.

Except the Automobile has already been invented in this case. NFC, Apple Pay, mobile payments. Mobile phone payment technologies will quickly make cards obsolete. In places like Bangladesh (bkash) and Kenya (m-Pesa) mobile has bypassed the need for cards.

Re: Plastc Card

#212
post #115

Lot of comments here is how Apple pay will rule. But not everybody can or want to buy iPhone. Or even expensive Android with NFC... That is why I think Coin and Plastc - if little cheaper may be succesfull. I usually have 2-3 debt cards, one credit card and I have few bonus cards for different stores - that I do not take with me, because I like small wallet. This solves my problem.

> But not everybody can or want to buy iPhone. Or even expensive Android with NFC...

You can't afford an expensive phone, but you can afford to spend $155 for the convenience of not carrying around 3-4 additional cards?

Re: Plastc Card

#213
post #35

What need does this address? Are cards taking up too much room in people's lives? This solution doesn't reduce the height or width of the encumbrance at all, and reduces the depth only by n*.76mm, where n is the number of cards that will be replaced. I don't get it. Also, http://c2.com/cgi/wiki?TheZenOfProgramming

I have a lot of cards. Between gift cards, loyalty cards, and credit cards, I have at least 20-30 that I'd like to carry on me. I end up leaving cards I don't use every day in my car (and am always paranoid about the valet as a result). I use a KeyRing app for loyalty cards, but it's a pain and requires me often typing numbers into things. I often find myself in a Starbucks, realizing I left the Starbucks gift card i…

I don't get how you can end up with so many cards, it's seems like a very american problem. I have 5 cards in my wallet: * Debit card and a Visa credit card: both with chip&pin and allowing me to do secure transaction on the internet * A public transport card: RFC, also allow me to rent bikes * An ID card, also with a chip&pin, allow me to sign documents and fill my taxes * An insurance card which is not even a magnetic or electronic card, it's just a piece of plastic with my client number printed on it

And I don't really see why I should need or want more cards

Re: Plastc Card

#214
post #160
post #117

Am I do only one having a huge (yet still growing) list of preordered and backed projects and waiting for their delivery? If I sum up the pending ones up, it's thousands of dollars. If I put all that money in the stock market and buy the products after they are on the market, and read the reviews, I'm sure I'll be saving money and not be worried that I'm getting schemed all the time.

I'd supplant savings account with stock market. The stock market is a little frothy as of late and a pull-back has been in the works for a while.

Backing is also a high-risk "investment". :)

Re: Plastc Card

#215
post #168

Earlier quoted context omitted.

Interesting that the list of banks is nearly the same as that of ApplePay. I'm glad there are some forward-thinking enough banks willing to push technology forward.

Or they just found a way to implement ApplePay on their card.

My point was that there are banks that will never adopt new technologies, then there's the likes of AmEx, Chase, Wells Fargo, etc, who have now signed on to two different (and to a certain extent, competing) technologies that they don't have to adopt, only because it pushes the industry forward.

But yeah, they obviously found a way to implement ApplePay - hell, Apple probably did it for them.

Re: Plastc Card

#216
post #199
post #193

Earlier quoted context omitted.

My favourite part of the whole idea is that in order to get the data they say it helps you with, you'll need to carry your cup everywhere. To the bar. To bed. On vacation. Who would ever do that?

The parents of a one-year-old?

I'd love to see a one year old try to drink from a Vessyl.

Re: Plastc Card

#217
post #198

Earlier quoted context omitted.

It was quite obviously either completely rendered, or rendered on top of an actual video. It felt like a plain commercial, with "cgi" added ontop of it for effect. I mean, no one expects little flying transparent windows to pop out the side of their card, do they? Of course not. So I don't think they were doing it surreptitiously, but merely to make a pretty "commercial" to sell their product.

I'm talking about the product itself, not the explanatory popups.

You can actually see it with the naked eye.

Re: Plastc Card

#218
post #85

Earlier quoted context omitted.

The microcontroller, smart card interface, eInk screen, bluetooth capability (including antenna), NFC (including antenna), and touch screen all seem reasonable and there isn't anything earth shattering tech wise (but probably a customized asic using off the shelf bits). Connecting this all together on some fiberglass or plastic substrate is hard, and expensive to tool for (I'd expect), but definitely possible. The in…

You really believe you can fit an eink display, a touch screen digitizer, a microcontroller, bluetooth and nfc on a card that thin and sell it for 155 dollars?

I'm pretty sure nfc can be passive, the e-ink display doesn't use energy when not changing, and the "touch screen digitizer" could just be a button that is actually a contact (i.e. most of the time the microcontroller is passive).

Also, you could make the card thicker in areas where it doesn't matter (away from the stripe and the PIN

Re: Plastc Card

#219
post #180

Earlier quoted context omitted.

> You'd need partnerships with banks to get a new secret the way Apple Pay does If this is using the EMVCo tokenization stuff, which it is widely believed that Apple is using, I don't think they would have to partner with banks. They'd just have to register with a Token Service Provider. Here's an interesting article on this: http://www.aviso.io/apple-pay-brings-new-problems-acquirers/

One gap in my understanding is who exactly the Token Service Providers are. That article says the card networks are, but I guessed that the issuing banks were when I read the spec the first time. I'll read it again eventually, but if anyone actually knows, please share that knowledge.

It's both. Issuing banks can generate the payment tokens, but often, the networks can "stand-in" for the issuer, and generate the token for them on their behalf (the same way that networks can stand-in and do authorization of payments on behalf of the issuer).

Re: Plastc Card

#220
post #16

They say this supports chip-and-PIN, but I don't believe them until they explain how. If I have a chip-and-PIN card from my bank, the chip has an unreadable secret used to generate one-time cryptograms to verify the authenticity of the card. There's no way to get that secret onto my Plastc card. You'd need partnerships with banks to get a new secret the way Apple Pay does. Without those, this sounds like it'll be use…

here's an explanation: *Plastc card will be available to use across all participating locations and with all participating payments types following an over-the-air firmware update in 2015 to enable Chip and PIN and contactless payments.
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