My wife and I had an appointment last week to apply for a line of credit. We talked it all through with the clerk and decided to go for it, so he started the whole process on his computer. His jaw dropped half-way through when he asked for my wife's and my phone number, and I had to tell him that I don't own a smart phone. Turns out you must have a smart phone because the system sends you some kind of code to verify…
This reminds me of the Japanese cybersecurity minister who did not use a computer.
Bonus points if you work at Apple, or Google and work on iOS or Android. Would explain a lot why they are the way they are.