> i’m a fitness conscious 30 something white male
Right. So able bodied, and the gender and race least associated with violence from the state.
> being discriminated against for insurance if you have a drug habit
"drug habit", Why choose an example that is often admonished as a personal failing? How about we say the same, but have something wholly, inarguably, outside of your control, like race, be the discriminating factor?
You medical records may be your DNA.
The US once had a racist legal principle called the "one drop rule": https://en.wikipedia.org/wiki/One-drop_rule
Now imagine an, lets say 'sympathetic to the Nazi agenda', administration takes control of the US gov's health and state sanctioned violence services. They decide to use those tools to address all of the, what they consider, 'undesirables'.
Your DNA says you have "one drop" of the undesirable's blood, some ancient ancestor you were unaware of, and this admin tells you they are going to discriminate against your insurance because of it based on some racist psuedoscience.
You say, "but I thought i was a 30 something WHITE male!!" and they tell you "welp, you were wrong, we have your medical records to prove it", you get irate that somehow your medical records left the datacenter of that llm company you liked to have make funny cat pictures for you and got in their hands, and they claim your behavior caused them to fear for their lives and now you are in a detention center or a shallow grave.
"That's an absurd exaggeration." You may say, but the current admin is already removing funding, or entire agencies, based on policy(DEI etc) and race(singling out Haitian and Somali immigrants), how is it much different from Jim Crow era policies like redlining?
If you find yourself thinking, "I'm a fitness conscious 30 something white male, why should I care?", it can help to develop some empathy, and stop to think "what if I was anything but a fitness conscious 30 something white male?"