Earlier quoted context omitted.
> in the US, where a defining characteristic of the population is a belief... that everyone is out to take advantage of you all the time. I mean, living in 2025 America that's not a bad default assumption to make, is it? By default when the solar salesman (or pest control salesman) comes to the door I consider it a scam because it generally is (same for phone sales, and most internet ads). Is everything a scam? No. B…
I have no empirical evidence of this to present, but if you view every transaction as existing on some scale of scam-iness, where one side is you lose your house and wife and kids and the other is an amazing deal for you, the average position on that scale has shifted toward the backside pretty much the entirety of my life. Anything that comes to me first, I pretty much always write off as a scam. Email from someone…
My perception is that people always felt like car dealers were scamming them.
BUT people saw opportunity in the big things: education, housing, reward for good work. This is the part that has unraveled. Even public universities are out of reach for much of the middle class (this was not the case as recently as the '70s). We have systematically under built housing for 2 generations, so our job centers are ridiculously expensive. And our business culture has largely de-linked performance and job stability so that well-performing people routinely get laid off for even when their firms are doing well.
It's worth noting here that all of these are enabled by deliberate policy changes that have been enacted since the 1980s.