Earlier quoted context omitted.
> If you're scared about your financial situation with over a $2M net worth either you are prone to paranoia or you're living well above your means. As someone who was layed off and went without a job for 13 months (tech bubble), I am _always_ scared about my financial situation. Sure, if I lose my job, I have the resources to hold out while I find another, but - It _will_ impact my lifestyle, because I'll need to be…
You intentionally moved to that area, and it even sounds like you own real estate there. Yes, it will impact your lifestyle, and you may have to be more careful about what money you spend, depending on how you're currently spending it. So what? 99% of people on earth live like that, and most do just fine. The fact that having to live a non >$2M net worth lifestyle would make your family unhappy sounds concerning.
The phrase "$2M net worth lifestyle" does not mean anything.
A 2M net worth could be a 1.5M house (which in the bay area is a simple nondescript house) and 500K in a 401k (which you can't touch until you're 60, so it's off limits). That's it. Neither of these can be used to pay any monthly bills.
So this person with a 2M net worth (locked in assetts) is still 100% dependent on that monthly paycheck to cover all expenses.