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If you miss an Apple Card payment, Apple disables all your Apple accounts

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Re: If you miss an Apple Card payment, Apple disables all your Apple accounts

#211

Post by barnaclejive »

smoldesu wrote: post #18

Why do we even let Apple do our banking in the first place? I can't really imagine a situation where I'd rather let Apple have all my banking data instead of some random bank. Centralizing your entire digital life like that is begging for identity theft, at least from where I'm standing.

We don't let them do our banking.

They are not doing our banking.

It is just a credit card.

The twitter post is wrong. The dude did not pay for a service and he stopped getting that service.

Stop being so gullible.

Re: If you miss an Apple Card payment, Apple disables all your Apple accounts

#212

Post by Bud »

FireBeyond wrote: post #152
Bud wrote: post #118

Earlier quoted context omitted.

I've had Apple Card since day one. I'll tell you what makes me certain that this is not intentional and is in fact not even happening as the user is implying: -Apple and Goldman Sachs' service with Apple Card has been exemplary in every detail -Apple went out of its way throughout the early months of covid to let users skip payments for any reason. No extra interest charges -Apple Card doesn't even have any late fees…

Your emphasis is wrong. This is more accurate: > I'll tell you what makes _me_ certain And you're now accusing someone of being dishonest due to lack of evidence based on your anecdotal experience, also absent evidence. > Apple and Goldman Sachs' service with Apple Card has been exemplary in every detail So that makes it "certainly" not possible that someone can have a sub-par customer sevice interaction? > Apple Car…

I didn't accuse anyone of being dishonest; you should probably retract that.

Also, since you seem so very certain about this, I offered 10-1 odds on $100 elsewhere in the thread if it's proven Apple is doing this intentionally as a policy. Nobody took me up on it. Would you like to? Easy money, if you're right.

Re: If you miss an Apple Card payment, Apple disables all your Apple accounts

#213

Post by alacombe »

ocdtrekkie wrote: post #202
alacombe wrote: post #189

Earlier quoted context omitted.

[citation needed]

I mean, the comment is largely examples of actions the DOJ or FTC could take, so I'm not sure what your comment is trying to prove. An example would be what was done with AIM. As a condition of AOL merging with Time Warner, AOL had to agree to allow competitors to interoperate with AIM: https://www.itworldcanada.com/article/aol-near-release-of-in... Many of the other potential actions are similar to those already pro…

The AIM case was entirely different as it was in the mist of the Time Warner merge event. Also, many would argue that Google or Apple are in no monopolistic position.

Re: If you miss an Apple Card payment, Apple disables all your Apple accounts

#214

Post by bradgessler »

caymanjim wrote: post #48
samatman wrote: post #27

So, little embarrassed to admit this, but: I plumb forgot to set up autopay on my Apple Card when I first got it. I set it up to pay a few subscriptions and promptly forgot about it. As a result, I carried a balance for I think three months without making payments, and only noticed when I hit my credit limit. This was an expensive mistake, and also dinged my credit score for about four months. Still kinda mad at myse…

> So, little embarrassed to admit this, but: I plumb forgot to set up autopay on my Apple Card when I first got it. Why is that embarassing? Why on earth would you set up auto-pay? That's just asking for a headache if anything is every compromised, or if a vendor fraudulently or accidentally overcharges you. Reversing charges from your bank is a headache, and rogue charges can quickly cascade into a series of overdra…

You can monitor transactions on services like Mint or Personal Capital daily or weekly. When you see a fraudulent charge, you dispute it, even if you’ve already auto-paid the balance.

Re: If you miss an Apple Card payment, Apple disables all your Apple accounts

#215

Post by ogre_codes »

syshum wrote: post #132
ogre_codes wrote: post #78

Earlier quoted context omitted.

So here's the weird thing. > No, Apple did not disable my account. I believe you, but I also trust the original poster by reputation. So what is the difference?

>>So what is the difference? Your expectation that a policy or rule would be enforced evenly across the organization.. I think at this point it is clear that Big Tech do not have any policy, rule or terms of service that is enforced with anything that could be reasonably be considered "uniform"

Routine things like what happens when payments get missed is usually automated.

There are a lot of places in tech where human opinion is interjected introducing variability, but I doubt this is one of them.

Re: If you miss an Apple Card payment, Apple disables all your Apple accounts

#216

Post by AnonC »

sneak wrote: post #12

After a decade deep into the Apple/iOS ecosystem, I now make a unique disposable Apple ID for each and every mobile device, and eschew all paid apps. I don't use iCloud at all. I don't use an Apple ID on desktops at all, save for one that has its own disposable one for certain essential apps that are not available elsewhere (Apple Configurator 2 is required to restore M1 macs). Making entirely unlinked/unique Apple I…

This is quite interesting and I’d like to know about the reasons as well as how all these are managed, the constraints, and any other annoyances you might face because of this approach. Using iCloud makes sharing things so easy across devices, and I’m not for trading off one bad service for another bad service (am not implying that you are).

If you ever write this up (or have written this up) in detail, please do share.

Re: If you miss an Apple Card payment, Apple disables all your Apple accounts

#217

Post by komocode »

mannerheim wrote: post #200
komocode wrote: post #160

Earlier quoted context omitted.

If you read Tim's tweet, it says in the policy "Ability to ENABLE Apple services [like] Sign in with Apple". This makes sense as Epic no longer has the ability to enable SIWA on new apps. Says nothing about termination of SIWA on current apps as SIWA will continue to work on existing Apps. I think Tim wasn't being too honest here.

What does the following mean? > Apple is entirely within its rights to terminate Epic Games, Inc.'s developer account and all related functionality, but Sign In with Apple will continue to function for Apple customers for the next two weeks.

"Within rights to terminate [...] all related functionality" is completely different than "Apple HAS TERMINATED [...] all related functionality". Upon terminating "all related functionality", SIWA will still work for two weeks, but no where in the letter said they have "terminated all related functionality". Apple chose to keep it alive.

Tim Sweeny took this and misled the public saying "oh yeah, Apple is terminating it for sure" which is not the case.

Re: If you miss an Apple Card payment, Apple disables all your Apple accounts

#218

Post by totalZero »

zepto wrote: post #196
totalZero wrote: post #191

Earlier quoted context omitted.

Not sure if you're referring to me but I haven't spread any false statements. I have neither argued that the tweet is true nor that it is false. What I did was ask if the guy making the comment had any evidence for what he was saying. Others had already asked dcurtis the same and he said he would write more about it later. I wanted to know if the comment was just a pontification or if there was actually a reason to d…

I’m not accusing you of anything. There is clearly reason to doubt what Dcurtis said, as you have agreed. I’m referring to this overall conversation which is a discussion of a statement by Dcurtis, which we already know is not what it originally sounded like, and may turn out to be false.

Doubting something and dismissing it are two different animals in the same zoo.

https://dcurt.is/apple-card-can-disable-your-icloud-account

Turns out his issue is also related to an M1 purchase. Go figure.

Re: If you miss an Apple Card payment, Apple disables all your Apple accounts

#219

Post by mannerheim »

komocode wrote: post #217
mannerheim wrote: post #200

Earlier quoted context omitted.

What does the following mean? > Apple is entirely within its rights to terminate Epic Games, Inc.'s developer account and all related functionality, but Sign In with Apple will continue to function for Apple customers for the next two weeks.

"Within rights to terminate [...] all related functionality" is completely different than "Apple HAS TERMINATED [...] all related functionality". Upon terminating "all related functionality", SIWA will still work for two weeks, but no where in the letter said they have "terminated all related functionality". Apple chose to keep it alive. Tim Sweeny took this and misled the public saying "oh yeah, Apple is terminating…

SIWA will still work for two weeks - that doesn't imply Apple might have terminated SIWA two weeks after that?

Re: If you miss an Apple Card payment, Apple disables all your Apple accounts

#220

Post by komocode »

mannerheim wrote: post #219
komocode wrote: post #217

Earlier quoted context omitted.

"Within rights to terminate [...] all related functionality" is completely different than "Apple HAS TERMINATED [...] all related functionality". Upon terminating "all related functionality", SIWA will still work for two weeks, but no where in the letter said they have "terminated all related functionality". Apple chose to keep it alive. Tim Sweeny took this and misled the public saying "oh yeah, Apple is terminating…

SIWA will still work for two weeks - that doesn't imply Apple might have terminated SIWA two weeks after that?

SIWA will still work for two weeks should Apple decide to "terminate all related functionality". Apple did not decide to "terminate all related functionality".
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