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PayPal stops payouts to models on Pornhub

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Re: PayPal stops payouts to models on Pornhub

#212
post #73

Earlier quoted context omitted.

Have they set the MCC to Restaurant too? I have to imagine that triggers bonus categories for dining on credit cards, like the 4X on the Amex Gold and 3X on Sapphire Reserve. That's a heck of a bonus category haha.

It's always Restaurant from my experience, but it's not like you can pay for dances with your credit card. Just food and drinks.

Cash advance from the on-site ATM with the $15 surcharge

Re: PayPal stops payouts to models on Pornhub

#213

Earlier quoted context omitted.

Water/power are utilities and are regulated differently than other industries. But your general question is an open debate. If you run a hosting company do you have to host things you disagree with? If you run a transaction company doy you have to exchange with parties you disagree with? What if a certain type of transaction is too high risk, do they have to do it anyways? Personally I'd like to see things lean more…

The answer to those questions depends on what your market dominance is. If you're one of many players in the market, and you're all actively competing against each other, then discriminate all you want - somebody else will cover that niche. But if you're the only option for many people, or there are so few options that the market is not really competitive, then yeah, I think it's perfectly legitimate to force compani…

It's relatively hard to make reliable regulation on "active competition" especially since you're talking about it only being valid with large numbers of players. How is a hosting company with 20 locations supposed to know that today a startup hosting company has closed in Wichita and it can't discriminate anymore since the other competitor in that area upped their per month cost? What defines if competitor #4 farther out qualifies as competition easily enough?

Say you did get the regulation down perfectly though and it was dead simple to follow, why should a black rights activist have to do more work to find out which hosting company wouldn't discriminate while others can just click any and go? The popular debate extends to more than whether or not you think a certain position is enforceable as there is also disagreement about what reasonably solving the problem looks like. Some others would argue focusing on what the vast majority opinions are and ignoring the rest provides more value. Others argue it just provides the illusion that everything was solved instead of letting it be brought to mind.

Re: PayPal stops payouts to models on Pornhub

#216

Porn is ripe with human trafficking and its consumption is violently destructive to individuals and relationships. Source: http://yourbrainonporn.com/ In the future, when people stop acting so ignorant, it'll be categorized as a threat to society in corrupting objective, rational and clear thinking. Everything in extremes is bad, even freedom.

Are you here just to troll?

Re: PayPal stops payouts to models on Pornhub

#217

Earlier quoted context omitted.

I've just discovered Coinbase Commerce [1], it's an awesome way to quickly start accepting cryptocurrencies, they offer hosted payment pages, payment buttons, webhooks, everything you want. It took me a couple of minutes to sign up and configure a hosted payment page to start accepting donations for my projects. It's rare that I'm excited about a service, but this one appears to come with no strings attached, the wal…

This sounds like an advertisement.

It really isn't, you should check my profile. I have discovered the service shortly before posting, the parent mentioned Coinbase, and I thought it would be helpful to share this with others. People are sometimes genuinely excited about free services that don't exist solely to exploit them in some way.

Re: PayPal stops payouts to models on Pornhub

#218

Whatever you might think of the various professions... As long as it is legal, it seems the major payment service providers should not pass on their moral code onto everybody else. What's next? You get no water/power/whatever if you run a business that the service providers simply do not agree with?

I think PayPal might've publicly said that this is solely because porn poses a greater risks and SFW businesses just due to the amount of actually fraudulent payments and account hacking performed to pay for porn. Also, there's the less obvious issue with charge backs and people lying about getting hacked and having to deal with all that.

My experience in both digital payments and the adult space is that this line of reasoning (high risk + fraud) is outdated. The myth that adult payments are higher risk is perpetuated by those certain PSPs (CCBill, et al) that process adult payments for 15-20%, require 4% reserves, and have very high setup fees.

I would love to see an adult version of Stripe to help innovate payments in the adult industry. Paging @pc???

Re: PayPal stops payouts to models on Pornhub

#219
post #162

Earlier quoted context omitted.

Not OP, but my gut agrees with his. Very tricky issue and I don't think anyone can say who is "right", so I fall back to one universal principle to inform my opinion here, as well as a general societal observation. The principle: moderation is almost always best. This applies to food and exercise, to work/life balance, to sex and drugs, and everything in between. Pornography consumption generally does not represent "…

> Pornography consumption generally does not represent "moderation" of sex, but the extreme end of it - you crave sexual stimulation so badly that you resort to watching other people having their sexual urges fulfilled (which can then make the porn consumer less motivated to pursue healthy avenues to achieve their own sexual fulfillment, leading to a downward spiral). This is equal parts editorializing and [citation…

> This is equal parts editorializing and [citation needed]. Keep in mind that correlation != causation.

If you still trust any citations to social science research in 2019, I have a bridge to sell you. Unfortunately it is my strong belief that for the moment, we're on our own on this one. When discussing climate change, programming language trade-offs, tax policy, etc, give me all the evidence and data. But for this particular area of study, I trust my own observations/life experiences more than any research. I'm sure you and many other HNers will hate that answer, but I stand by it.

As to your second point, if shallow and transactional sexual relationships becoming more common does not seem to you like a downside, I doubt we will ever see eye to eye on this. For this particular subset of the issue though, you can google "consequences of extreme sexual liberation" and find any number of articles that describe this position and list the various downsides, most of them more clearly and articulately than I can (and some will also describe the behavioral patterns that could be characterized as "extreme sexual liberation"). I'm unwilling to go into more detail as sharing my opinions on topics less controversial than this has resulted in real life threats more than once.

Edit: In case it wasn't clear I just want to explicitly state my position: I am glad that pornography exists, I am glad that it is legal, and I am glad there is a bit of a stigma around it. I hope none of those things change.

Re: PayPal stops payouts to models on Pornhub

#220
post #7

A chilling effect on free speech. Real alternatives to paypal and credit cards need to enter the market. It sadly looks like my favorite hope is still not ready, but I am hopeful that this is due to slow and careful development that will lead to a stable long term outcome. https://taler.net/en/faq.html

There are alternatives. Even obvious ones like wire transfers (ACH, SEPA) which have less fraud due to enforced two-factor and better online banking cyber security. PayPal, on the other hand, is free game after you infect a Windows PC with any malware.

The problem is that your CC number is both username and password. Cardsters are looking ways to convert soft credit card money to something without chargebacks. These services are fraud and money laundering magnets. Think it as a same as publishing fake eBooks on Amazon and then sell them to launder your income clean.

https://techcrunch.com/2018/02/26/crooks-launder-money-using...

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