Earlier quoted context omitted.
In the dark old days before Apple Pay, where it was common in America to hand your credit/debit card to some rando at a restaurant and have them disappear with it for a few minutes, about once a year my bank would call me to ask if I'd been using my card in some far-off locale: "Hi! Are you in Tijuana?" "Not since 1993. Why? What's up?" "So you didn't just try to buy gasoline at a PEMEX there?" "Nope, I'm in San Fran…
You must have been going to some very shady restaurants. I still hand off my credit card to a rando. I did it today. I did it last weekend. I've never had this problem.
Where are these low-trust areas of the US? I want to visit and check it out.