9-11 year payback isn't bad based on the projections. You could probably goose it a bit with inflation of electrical prices (depends on how the electrical policies change and what they pass through). I'll also add theres some O&M coming down the line. Inverters @ year 10, small maintenance and Im assuming you re-did your roof before you installed. Anyone putting solar up make sure you do it at the same time as a roof…
Almost all simulations I've done across 3 countries with 3 different payback models for selling back to grid (one of the three doesn’t allow selling back almost anything above your consumption), I could never make investing in Solar not being a gamble. You really need to gamble on odds of replacing equipment being very low for it to make sense. And in practice most people I anecdotally know that run it, after 5-7 yea…
basically, the way it really makes sense (to me) is to integrate it as part of a micro-grid system, possibly with generator backups and everything to also keep the lights on in the entire neighborhood if the main grid goes down.
its a higher upfront cost on paper, but way less variables with the roof and you are grouping multiple peoples needs together so the gamble goes down on repairs. the poles for ground-mounting can be used for 40 - 60 years, so you would get multiple panels out of them
probably a bureaucratic nightmare though