Counterpoint: I lost a domain when a registrar went out of business, and another when a registrar bumped the price 10x and refused to give me authenticode unless I physically show up to their office. Sure, I cheapened out and used shady cheap registrars, and this all happened a while ago so things are probably more regulated now, but for comparison I never permanently lost access to hosted email. (Losing access tempo…
I lost mine when a TLD (.xyz) thought I was malicious. I've also just failed to renew a domain before. So you're relying on the registry operator for the TLD itself to not ban you, the registrar to successfully renew, and yourself and your bank to successfully lay the registrar. In fact the entire reason I stay on free email from a company I don't like is because I think it minimizes the chance I lose access to my em…
A registrar banning you doesn’t remove your ownership of the domain. File a complaint with ICANN and you will get it back shortly.